1. Home
  2. Michigan
  3. Berrien County
  4. Saint Joseph
  5. Main St

1425 Main St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1425 Main St, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,155 sqft · built 1914
Lot Size0.284 acres (12,371 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (May 1996)
Tax Bill$3,277 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN76-0026-0022-01-4

Property Details

APN / Parcel Number

Primary APN76-0026-0022-01-4
Alternative APN
  • 11-76-0026-0022-01-4

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,155 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Lot Area12,371 sqft (0.284 acres)
Lot Dimensions95 ft deep x 130 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1425 MAIN ST
CitySAINT JOSEPH
StateMI
Zip49085-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - D
Legal DescriptionCOM ON E LN NAPIER AVE AT INT OF N LN UNIV LOT 11 SEC 26 T4S R19W TH S35DEG W 152.6'TH S55DEG E 41.5'TO E R/W MAIN ST & POB TH SELY 76.5'TO A PT 165'W & 156'N OF SE COR UNIV LOT 11 TH S 94.5'TH N88DEG41'W 57.5'TH N86DEG11'W 64.9'TH N62DEG14' W 60.5'T
Legal Range19W
Legal Township04S
Legal Section26
Legal Lot Number11
Legal Unit11,11
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1053
Census Tract802

Owner

1425 Main St is owned and occupied by an individual who bought it in May 1996.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1425 MAIN ST, SAINT JOSEPH, MI 49085-1553
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1996 · Amount on File
Deed SaleMay 1, 1996 · Amount on File
Prior SaleMay 26, 1992
Deed Book / Page1747 / 621
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1425 MAIN ST, SAINT JOSEPH, MI 49085-1553
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03466/3115
DateDec 16, 2025
Book Page3466/3115
Instrument2025448262
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueNov 25, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1425 Main St was $3,277 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,600$307,200
2025$3,277.00
2023$120,700$241,400
2022$2,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1425 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures