1434 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1434 E Overlook Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,570 sqft · built 2022
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Oct 2021)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`071104 17500`

Property Details

APN / Parcel Number

Primary APN	`071104 17500`
Alternative APN	`104 17500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,570 sqft Living Area
1st Floor Area	2,570 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1434 E OVERLOOK RD
City	MONTEREY
State	TN
Zip	38574-7206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	44
Legal Lot Number	12
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3036
Census Tract	100

Owner

Source: Putnam County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1434 E OVERLOOK RD, MONTEREY, TN 38574-7206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC
Jan 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	2021264324
Deed Book / Page	1347 / 558
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Oct 14, 2021
Property Address	1434 E OVERLOOK RD, MONTEREY, TN 38574-7206
Document Number	0001347558
Book / Page	1347 / 558
Map Reference	MB A SL 133
Instrument Date	Oct 13, 2021
Instrument	264324
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 E OVERLOOK RD, MONTEREY, TN 38574-7206

Mortgage

Document Number	0000134860
Date	Oct 15, 2021
Book Page	1348/60
Instrument	264378

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jan 29, 2021
Property Address	1434 E OVERLOOK RD, MONTEREY, TN 38574-7206
Document Number	0001272444
Book / Page	1272 / 444
Map Reference	MB A PG 133
Instrument Date	Jan 28, 2021
Instrument	251900
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Tax	$79.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ROBERTS DR, CROSSVILLE, TN 38555-5234

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (-0.38%)	$89,400 (-7.41%) Land $6,000 Building $83,400
2023		$96,550 Land $6,000 Building $90,550
2022	$2,387.00
2021			$357,600 Land $24,000 Building $333,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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