1422 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1422 E Overlook Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 2023
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,900 (Jun 2023)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071104 17200`

Property Details

APN / Parcel Number

Primary APN	`071104 17200`
Alternative APN	`104 17200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,823 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1422 E OVERLOOK RD
City	MONTEREY
State	TN
Zip	38574-7206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	44
Legal Lot Number	9
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3036
Census Tract	100

Owner

Source: Putnam County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1422 E OVERLOOK RD, MONTEREY, TN 38574-7206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jul 22, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF TENNESSEE
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Apr 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	2023287723
Deed Book / Page	1482 / 785
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1422 E OVERLOOK RD, MONTEREY, TN 38574-7206
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 E OVERLOOK RD, MONTEREY, TN 38574-7206

Mortgage

Document Number	0000166579
Date	Dec 15, 2025
Book Page	1665/79
Instrument	319016

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1422 E OVERLOOK RD, MONTEREY, TN 38574-7206
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 E COVE RD, MONTEREY, TN 38574-7013

Mortgage

Document Number	0001420639
Date	Jul 22, 2022
Book Page	1420/639
Instrument	276658

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	CROSSVILLE, TN 38571

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2023

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 15, 2023
Property Address	1422 E OVERLOOK RD, MONTEREY, TN 38574-7206
Document Number	0001482785
Book / Page	1482 / 785
Map Reference	CAB A SL 130
Instrument Date	Jun 14, 2023
Instrument	287723
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	NOT AVAILABLE, VOLUNTEER T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,664.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 E OVERLOOK RD, MONTEREY, TN 38574-7206

Mortgage

Document Number	0000287724
Date	Jun 15, 2023
Instrument	287724

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 14, 2022
Property Address	1422 E OVERLOOK RD, MONTEREY, TN 38574-7206
Document Number	0001395762
Book / Page	1395 / 762
Map Reference	CAB A SL 130
Instrument Date	Apr 1, 2022
Instrument	272324
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Tax	$114.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 573, CROSSVILLE, TN 38557-0573

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 (+830.81%)	$64,750 (-30.79%) Land $7,500 Building $57,250
2023		$93,550 (+1,147.33%) Land $7,500 Building $86,050
2022	$185.00	$7,500 Land $7,500	$30,000 (-88.42%) Land $30,000
2021			$259,000 Land $30,000 Building $229,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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