1435 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1435 E Overlook Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2021
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Mar 2021)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Mar 2021 Sale Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071123 22400`

Property Details

APN / Parcel Number

Primary APN	`071123 22400`
Alternative APN	`123 22400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,005 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,100 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1435 E OVERLOOK RD
City	MONTEREY
State	TN
Zip	38574-7210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	43
Legal Lot Number	44
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3035
Census Tract	100

Owner

1435 E Overlook Rd is owned and occupied by an individual who bought it in March 2021.

Source: Putnam County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1435 E OVERLOOK RD, MONTEREY, TN 38574-7210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Transfer
Aug 19, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Aug 19, 2020 · Amount on File
Deed Document Number	254483
Deed Book / Page	1288 / 456
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 25, 2021
Property Address	1435 E OVERLOOK RD, MONTEREY, TN 38574-7210
Document Number	0001288456
Book / Page	1288 / 456
Map Reference	CAB A SL 133
Instrument Date	Mar 24, 2021
Instrument	254483
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Tax	$1,035.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 E OVERLOOK RD, MONTEREY, TN 38574-7210

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 19, 2020
Property Address	1435 E OVERLOOK RD, MONTEREY, TN 38574-7210
Document Number	RB122768
Book / Page	001227 / 000068
Instrument Date	Aug 5, 2020
Instrument	244605
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$104.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 605 CROSSVILLE TN 385570605, CROSSVILLE, TN 38557-0605

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 11, 2017
Property Address	1435 E OVERLOOK RD, MONTEREY, TN 38574-7210
Document Number	RB1015139
Book / Page	001015 / 000139
Instrument Date	Jul 31, 2017
Instrument	205322
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6645 SW 156TH PL DUNNELLON FL 344327566, DUNNELLON, FL 34432-7566

Tax Assessment & Valuation

The 2025 property tax bill for 1435 E Overlook Rd was $2,200.

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00	$82,700 Land $7,500 Building $75,200
2023		$82,700 Land $7,500 Building $75,200
2022	$2,044.00
2021			$330,800 Land $30,000 Building $300,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1435 E Overlook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1435 E Overlook Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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