Collin County property record for 1432 Caruth Ln, Celina, TX 75009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,544 sqft · built 2014 |
| Lot Size | 0.501 acres (21,831 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $8,817 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10504-00B-0140-1 |
| Primary APN | R-10504-00B-0140-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 3,285 sqft |
| 1st Floor Area | 2,544 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 21,831 sqft (0.501 acres) |
| Garage Type | Attached |
| Garage Area | 741 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 201 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2700992 |
|---|---|
| Street Address | 1432 CARUTH LN |
| City | CELINA |
| State | TX |
| Zip | 75009-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE PHASE 3 (CCL), BLK B, LOT 14 |
| Legal Subdivision | HERITAGE PHASE 3 (CCL) |
| Legal Phase | 3 |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30307 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1432 CARUTH LN, CELINA, TX 75009-3825 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| May 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Last Sale | Mar 6, 2015 |
|---|---|
| Deed Sale | Mar 6, 2015 |
| Deed Document Number | 20150306000247000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1432 CARUTH LN, CELINA, TX 75009-3825 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | SECURED TITLE/TX LLC, SECURED TITLE OF TX ROCKWALL |
| Name | Verified Name |
|---|
| Document Number | 0002539170 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 20211216002539170 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1432 CARUTH LN, CELINA, TX 75009-3825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000963560 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 20210512000963560 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1432 CARUTH LN, CELINA, TX 75009-3825 |
| Document Number | 0000887920 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1432 CARUTH LN CELINA TX 750093825, CELINA, TX 75009-3825 |
| Document Number | 0000887920 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 887920 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Celina City |
| Unified School District | Celina Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583,418 (+5.3%) Land $225,000 Building $358,418 | $583,418 (+5.3%) Land $225,000 Building $358,418 | |
| 2024 | $8,817.00 (+0.85%) | ||
| 2023 | $554,050 Land $187,500 Building $366,550 | $554,050 Land $187,500 Building $366,550 | |
| 2022 | $8,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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