Collin County property record for 1440 Caruth Ln, Celina, TX 75009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,723 sqft · built 2016 |
| Lot Size | 0.46 acres (20,053 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,700 (Mar 2019) |
| Tax Bill | $9,298 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10504-00B-0160-1 |
| Primary APN | R-10504-00B-0160-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,723 sqft Living Area |
| Gross Area | 3,497 sqft |
| 1st Floor Area | 2,723 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 20,053 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Porch | Covered Patio/Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1440 CARUTH LN |
|---|---|
| City | CELINA |
| State | TX |
| Zip | 75009-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE PHASE 3, BLK B, LOT 16 |
| Legal Subdivision | HERITAGE PHASE 3 (CCL) |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30307 |
Source: Collin County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1440 CARUTH LN, CELINA, TX 75009-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 6, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG |
| Mar 18, 2019 | Warranty Deed, Transfer VERITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on Record |
| Deed Sale | Mar 18, 2019 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 2019281710 |
| Prior Transfer Date | Mar 15, 2019 |
| Prior Transfer Doc | 0000281710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1440 CARUTH LN, CELINA, TX 75009-3825 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000287300 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 20210210000287300 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1440 CARUTH LN, CELINA, TX 75009-3825 |
| Document Number | 0000362270 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1440 CARUTH LN CELINA TX 750093825, CELINA, TX 75009-3825 |
| Document Number | 0000362270 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 362270 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 18, 2019 |
| Property Address | 1440 CARUTH LN, CELINA, TX 75009-3825 |
| Document Number | 0000281710 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 281710 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1440 CARUTH LN CELINA TX 750093825, CELINA, TX 75009-3825 |
| Document Number | 281720 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 281720 |
| Name | VERITY MTG |
|---|---|
| Address | NEW ORLEANS, LA 70163 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2049 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Celina City |
| Unified School District | Celina Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,298.00 (+3.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $559,724 (-1.42%) Land $217,500 Building $377,652 | $595,152 (+4.82%) Land $217,500 Building $377,652 |
| 2024 | $8,968.00 (+1.29%) | ||
| 2023 | $567,787 Land $181,250 Building $386,537 | $567,787 Land $181,250 Building $386,537 | |
| 2022 | $8,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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