Collin County property record for 1428 Caruth Ln, Celina, TX 75009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,611 sqft · built 2016 |
| Lot Size | 0.553 acres (24,083 sqft) |
| Owner | Individual Name on File |
| Last Sale | $756,836 (Dec 2025) |
| Tax Bill | $10,123 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10504-00B-0130-1 |
| Primary APN | R-10504-00B-0130-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,611 sqft Living Area |
| Gross Area | 3,431 sqft |
| 1st Floor Area | 2,611 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 24,083 sqft (0.553 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Pool Area | 461 sqft |
| Porch | Covered Patio/Porch |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1428 CARUTH LN |
|---|---|
| City | CELINA |
| State | TX |
| Zip | 75009-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE PHASE 3, BLK B, LOT 13 |
| Legal Subdivision | HERITAGE PHASE 3 (CCL) |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30307 |
Source: Collin County assessment roll, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1428 CARUTH LN, CELINA, TX 75009-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 21, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Dec 11, 2025 | Vendor's Lien, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 31, 2020 | Deed of Trust, Mortgage TEXASLENDING.COM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2016 · Amount on Record |
| Deed Document Number | 2025159752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1428 CARUTH LN, CELINA, TX 75009-3825 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025000047203 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 2025000047203 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1428 CARUTH LN, CELINA, TX 75009-3825 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3901 HICKORY BEND TRL, MCKINNEY, TX 75071-2776 |
| Document Number | 2025000159753 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025000159753 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 11, 2025 |
| Property Address | 1428 CARUTH LN, CELINA, TX 75009-3825 |
| Document Number | 2025000159752 |
| Map Reference | VOL 2014 PG 66-67 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025000159752 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | ORCHARD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1428 CARUTH LN, CELINA, TX 75009-3825 |
| Name | Verified Name |
|---|---|
| Address | 1428 CARUTH LN, CELINA, TX 75009-3825 |
| Document Number | 2025000159753 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025000159753 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1428 CARUTH LN, CELINA, TX 75009-3825 |
| Document Number | 0001293680 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1428 CARUTH LN CELINA TX 750093825, CELINA, TX 75009-3825 |
| Document Number | 0001293680 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 1293680 |
| Name | TEXASLENDING.COM |
|---|---|
| Address | DALLAS, TX 75244 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2050 |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Celina City |
| Unified School District | Celina Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,123.00 (+3.84%) Homeowner's exemption | $593,503 (+1.33%) Land $232,500 Building $393,328 | $625,828 (+6.84%) Land $232,500 Building $393,328 |
| 2024 | $9,749.00 (+1.49%) | ||
| 2023 | $585,735 Land $193,750 Building $391,985 | $585,735 Land $193,750 Building $391,985 | |
| 2022 | $9,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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