1431 Oak St, Largo, FL 33778 Property Records

Pinellas County property record for 1431 Oak St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,545 sqft · built 2018
Lot Size0.155 acres (6,752 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Jun 2018)
Tax Bill$3,371 (2025)
Deeds & MortgagesOct 2018 Sale
Sep 2018 Loan Modification
+ 4 more
Flood ZoneZone X (minimal risk)
APNC62-000-748-9974-1

Property Details

APN / Parcel Number

Primary APNC62-000-748-9974-1
Alternative APNs
  • 04-30-15-02934-000-0130
  • 301504029340000130
  • 153004029340000130
  • R34503

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,545 sqft Living Area
Gross Area1,920 sqft
1st Floor Area1,545 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchOpen/Unfinished Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR34503
Street Address1431 OAK ST
CityLARGO
StateFL
Zip33778-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionBASKIN HEIGHTS LOT 13
Legal Range15E
Legal Township30S
Legal Section4
Legal SubdivisionBASKIN HEIGHTS
Legal Tract2934
Legal Lot Number13
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1012
Census Tract25307

Owner

Source: Pinellas County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1431 OAK ST, LARGO, FL 33778-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Sep 21, 2018Loan Modification, Mortgage
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Sep 21, 2018Loan Modification, Mortgage
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Jun 15, 2018Warranty Deed, Transfer
HABITAT FOR HUMANITY OF PINELLAS CO
Aug 31, 2017Grant Deed, Transfer
ATTORNEY ONLY
Jul 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2018 · Amount on Record
Deed SaleJun 15, 2018 · Amount on Record
Prior SaleAug 31, 2017 · Amount on Record
Deed Document Number2018192127
Deed Book / Page20093 / 356
Prior Transfer DateAug 9, 2005
Prior Transfer Doc0145791959
Record UpdatedJun 8, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 12, 2018
Property Address1431 OAK ST, SEMINOLE, FL 33778-1232
Document Number0202950330
Book / Page020295 / 000330
Instrument DateSep 21, 2018
Instrument327821
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1431 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address1431 OAK ST, SEMINOLE, FL 33778-1232
Document Number0202950336
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 29, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address1431 OAK ST, SEMINOLE, FL 33778-1232
Document Number0202950332
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1431 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 15, 2018
Property Address1431 OAK ST, SEMINOLE, FL 33778-1232
Document Number0200930356
Book / Page20093 / 0356
Map ReferenceMB 28 PG 34
Instrument DateJun 15, 2018
Instrument2018192127
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13355 49TH ST N, 13355, CLEARWATER, FL 33762-4002

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 OAK ST, LARGO, FL 33778-1232

Mortgage

Document Number2018192128
DateJun 15, 2018
Instrument2018192128
Lender
NameHABITAT FOR HUMANITY OF PINELLAS CO
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPINELLAS FL
Recording DateAug 31, 2017
Property Address1431 OAK ST, SEMINOLE, FL 33778-1232
Document Number0197611920
Book / Page019761 / 001920
Instrument DateAug 29, 2017
Instrument272721
Transaction TypeTransfer
Record UpdatedSep 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13355 49TH ST N CLEARWATER FL 337624002, CLEARWATER, FL 33762-4002
InvestorPossibly a Property Investor

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateJul 7, 2017
Property Address1431 OAK ST, SEMINOLE, FL 33778-1232
Document Number0196952022
Book / Page019695 / 002022
Instrument DateJun 27, 2017
Instrument210722
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2070 23RD ST SW LARGO FL 337741737, LARGO, FL 33774-1737

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,371.00 (+4.85%) Homeowner's exemption$222,257 (+5.99%)$370,887 (+20.71%) Land $55,230 Building $315,657
2024$3,215.00 (-0.25%)
2023$3,223.00 (+1.38%) Homeowner's exemption$209,702 (+3%)$307,246 (+16.05%) Land $67,817 Building $239,429
2022$3,179.00 Homeowner's exemption$203,594$264,758 Land $75,791 Building $188,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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