Pinellas County property record for 1431 Oak St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,545 sqft · built 2018 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,000 (Jun 2018) |
| Tax Bill | $3,371 (2025) |
| Deeds & Mortgages | Oct 2018 Sale Sep 2018 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-9974-1 |
| Primary APN | C62-000-748-9974-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,545 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open/Unfinished Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R34503 |
|---|---|
| Street Address | 1431 OAK ST |
| City | LARGO |
| State | FL |
| Zip | 33778-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | BASKIN HEIGHTS LOT 13 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 4 |
| Legal Subdivision | BASKIN HEIGHTS |
| Legal Tract | 2934 |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 25307 |
Source: Pinellas County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1431 OAK ST, LARGO, FL 33778-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Sep 21, 2018 | Loan Modification, Mortgage FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Sep 21, 2018 | Loan Modification, Mortgage FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Jun 15, 2018 | Warranty Deed, Transfer HABITAT FOR HUMANITY OF PINELLAS CO |
| Aug 31, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 2018192127 |
| Deed Book / Page | 20093 / 356 |
| Prior Transfer Date | Aug 9, 2005 |
| Prior Transfer Doc | 0145791959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 12, 2018 |
| Property Address | 1431 OAK ST, SEMINOLE, FL 33778-1232 |
| Document Number | 0202950330 |
| Book / Page | 020295 / 000330 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 327821 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1431 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1431 OAK ST, SEMINOLE, FL 33778-1232 |
| Document Number | 0202950336 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1425 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1431 OAK ST, SEMINOLE, FL 33778-1232 |
| Document Number | 0202950332 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1431 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 15, 2018 |
| Property Address | 1431 OAK ST, SEMINOLE, FL 33778-1232 |
| Document Number | 0200930356 |
| Book / Page | 20093 / 0356 |
| Map Reference | MB 28 PG 34 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018192127 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13355 49TH ST N, 13355, CLEARWATER, FL 33762-4002 |
| Name | Verified Name |
|---|---|
| Address | 1425 OAK ST, LARGO, FL 33778-1232 |
| Document Number | 2018192128 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018192128 |
| Name | HABITAT FOR HUMANITY OF PINELLAS CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 31, 2017 |
| Property Address | 1431 OAK ST, SEMINOLE, FL 33778-1232 |
| Document Number | 0197611920 |
| Book / Page | 019761 / 001920 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 272721 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13355 49TH ST N CLEARWATER FL 337624002, CLEARWATER, FL 33762-4002 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 1431 OAK ST, SEMINOLE, FL 33778-1232 |
| Document Number | 0196952022 |
| Book / Page | 019695 / 002022 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 210722 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2070 23RD ST SW LARGO FL 337741737, LARGO, FL 33774-1737 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,371.00 (+4.85%) Homeowner's exemption | $222,257 (+5.99%) | $370,887 (+20.71%) Land $55,230 Building $315,657 |
| 2024 | $3,215.00 (-0.25%) | ||
| 2023 | $3,223.00 (+1.38%) Homeowner's exemption | $209,702 (+3%) | $307,246 (+16.05%) Land $67,817 Building $239,429 |
| 2022 | $3,179.00 Homeowner's exemption | $203,594 | $264,758 Land $75,791 Building $188,967 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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