1545 Oak St, Largo, FL 33778 Property Records

Pinellas County property record for 1545 Oak St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,600 sqft · built 1959
Lot Size0.155 acres (6,752 sqft)
OwnerIndividual Name on File
Tax Bill$663 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-748-9969-1

Property Details

APN / Parcel Number

Primary APNC62-000-748-9969-1
Alternative APNs
  • 04-30-15-02934-000-0070
  • 301504029340000070
  • 153004029340000070
  • R34498

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,600 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1978
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide

Exterior Amenities

Deck Area100 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR34498
Street Address1545 OAK ST
CityLARGO
StateFL
Zip33778-1254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionBASKIN HEIGHTS LOT 7
Legal Range15E
Legal Township30S
Legal Section4
Legal SubdivisionBASKIN HEIGHTS
Legal Tract2934
Legal Lot Number7
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1012
Census Tract25307

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1545 OAK ST, LARGO, FL 33778-1254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1545 OAK ST, SEMINOLE, FL 33778-1254
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0199540115
DateFeb 27, 2018
Book Page19954/0115
Instrument2018058892
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$663.00 (+4.41%) Homeowner's exemption$56,900 (+5.99%)$144,816 (+4.66%) Land $54,416 Building $90,400
2024$635.00 (-1.24%)
2023$643.00 (+0.16%) Homeowner's exemption$53,685 (+3%)$138,369 (+12.39%) Land $65,899 Building $72,470
2022$642.00 Homeowner's exemption$52,121$123,118 Land $68,548 Building $54,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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