1425 Oak St, Largo, FL 33778 Property Records

Pinellas County property record for 1425 Oak St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,256 sqft · built 2018
Lot Size0.162 acres (7,087 sqft)
OwnerIndividual Name on File
Tax Bill$2,905 (2025)
Deeds & MortgagesSep 2018 Loan Modification
Oct 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-001-105-4402-0

Property Details

APN / Parcel Number

Primary APNC62-001-105-4402-0
Alternative APNs
  • 04-30-15-02934-000-0140
  • R491669

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,256 sqft Heated Area
1st Floor Area1,256 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,087 sqft (0.162 acres)
Lot Dimensions135 ft deep x 52 ft wide
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR491669
Street Address1425 OAK ST
CityLARGO
StateFL
Zip33778-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBASKIN HEIGHTS LOT 14
Legal Range15
Legal Township30
Legal Section04
Legal SubdivisionBASKIN HEIGHTS
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1012
Census Tract25307

Owner

1425 Oak St is owned and occupied by an individual who acquired it in October 2018.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordIndividual Name on File
Mailing Address1425 OAK ST, LARGO, FL 33778-1232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2018Loan Modification, Mortgage
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Oct 12, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Sep 21, 2018Loan Modification, Mortgage
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Jun 22, 2018Warranty Deed, Transfer
HABITAT FOR HUMANITY OF PINELLAS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2018
Deed SaleOct 12, 2018
Prior SaleJun 22, 2018 · Amount on File
Deed Document Number2018327823
Deed Book / Page20295 / 0334
Record UpdatedJun 8, 2026

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address1425 OAK ST, SEMINOLE, FL 33778-1232
Document Number0202950332
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1431 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 12, 2018
Property Address1425 OAK ST, SEMINOLE, FL 33778-1232
Document Number0202950334
Book / Page020295 / 000334
Instrument DateSep 21, 2018
Instrument327823
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address1425 OAK ST, SEMINOLE, FL 33778-1232
Document Number0202950336
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 29, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 OAK ST LARGO FL 337781232, LARGO, FL 33778-1232

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 22, 2018
Property Address1425 OAK ST, SEMINOLE, FL 33778-1232
Document Number0201000343
Book / Page20100 / 0343
Map ReferenceMB 28 PG 34
Instrument DateJun 20, 2018
Instrument2018198401
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIDELITY NATIONAL TITLE OF

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,351.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13355 49TH ST N, 13355, CLEARWATER, FL 33762-4002

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 OAK ST, LARGO, FL 33778-1232

Mortgage

Document Number2018198402
DateJun 22, 2018
Instrument2018198402
Lender
NameHABITAT FOR HUMANITY OF PINELLAS CO
TypeNon-Lending Institution
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1425 Oak St was $2,905 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,905.00 Homeowner's exemption$195,858$330,823 Land $58,084 Building $272,739
2023$2,770.00 (+1.54%) Homeowner's exemption$184,794 (+3%)$275,558 (+14.81%) Land $70,644 Building $204,914
2022$2,728.00 Homeowner's exemption$179,412$240,003 Land $78,729 Building $161,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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