1431 Fairmount Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 1431 Fairmount Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,878 sqft · built 1990
Lot Size	0.178 acres (7,768 sqft)
Owner	Individual Name on Record
Last Sale	$404,000 (Jul 2024)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-048495`

Property Details

APN / Parcel Number

Primary APN	`08-048495`
Alternative APNs	`8048495` `048495`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,878 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,768 sqft (0.178 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	048495
Street Address	1431 FAIRMOUNT RD
City	HAMPSTEAD
State	MD
Zip	21074-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 2 - 7768 SF 1431 FAIRMOUNT RD 32-95/ SMALL CROSSINGS
Legal Subdivision	PLAT OF SMALL CROSSING SHEET 3 OF 7
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2008
Census Tract	508103

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1431 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Sep 27, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 10, 2019	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	11278 / 478
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1431 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, FREEDOM FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126

Mortgage

Document Number	0116790264
Date	Feb 6, 2026
Book Page	11679/264

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1431 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088160364
Date	Sep 27, 2017
Book Page	8816/0364
Instrument	8816-0364

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 10, 2019
Property Address	1431 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Document Number	0092880077
Book / Page	9288 / 0077
Map Reference	MB LWS 32 FO 97
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1431 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126

Mortgage

Document Number	0000928887
Date	May 10, 2019
Instrument	9288/87

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,933 (+22.18%)	$404,400 (+12.27%) Land $110,000 Building $294,400
2025	$4,908.00 (+18.49%)
2023	$4,142.00	$306,867	$360,200 Land $90,100 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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