1428 Fairmount Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 1428 Fairmount Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,976 sqft · built 1932
Lot Size	0.321 acres (13,969 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Oct 2015)
Tax Bill	$4,128 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-016755`

Property Details

APN / Parcel Number

Primary APN	`08-016755`
Alternative APNs	`8016755` `016755`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,976 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Siding
Roof Material	Metal
Lot Area	13,969 sqft (0.321 acres)
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016755
Street Address	1428 FAIRMOUNT RD
City	HAMPSTEAD
State	MD
Zip	21074-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT - 13969 SF W/S FAIRMOUNT RD NEAR HAMPSTEAD
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3015
Census Tract	508103

Owner

1428 Fairmount Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1428 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust · Conventional Mortgage FIRST FINANCIAL/MD FEDERAL CREDIT UNION
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FEDERAL CREDIT UNION/MD
Mar 4, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU OF MARYLAND
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on File
Deed Sale	Oct 8, 2015 · Amount on File
Prior Sale	Apr 10, 2015 · Amount on File
Deed Book / Page	8120 / 29
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 5, 2026
Property Address	1428 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2127
Document Number	1175000378
Book / Page	11755 / 378
Instrument Date	Apr 3, 2026
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1428 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2127

Mortgage

Document Number	1175000378,
Date	May 5, 2026
Book Page	11755/378

Lender

Name	FIRST FINANCIAL/MD FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 5, 2026
Property Address	1428 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2127
Document Number	0117550378
Book / Page	11755 / 378
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1428 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2127

Mortgage

Document Number	1175000378,
Date	May 5, 2026
Book Page	11755/378

Lender

Name	FIRST FINANCIAL FEDERAL CREDIT UNION/MD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1428 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2127
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095870272
Date	Mar 4, 2020
Book Page	9587/272

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 31, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1428 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2127
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099750065
Date	Dec 1, 2020
Book Page	9975/65

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 1428 Fairmount Rd was $4,128, up 5.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,128.00 (+5.44%)	$352,133 (+5.71%)	$390,200 (+17.14%) Land $104,500 Building $285,700
2025	$3,915.00	$333,100 Land $84,500 Building $248,600	$333,100 Land $84,500 Building $248,600
2023	$3,217.00	$284,767	$333,100 Land $84,500 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1428 Fairmount Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1428 Fairmount Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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