1427 Fairmount Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 1427 Fairmount Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,590 sqft · built 1990
Lot Size	0.149 acres (6,496 sqft)
Owner	Individual Name on Record
Last Sale	$396,000 (Dec 2024)
Tax Bill	$5,146 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-048517`

Property Details

APN / Parcel Number

Primary APN	`08-048517`
Alternative APNs	`8048517` `048517`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,590 sqft Total Area
Basement Area	640 sqft
Finished Basement	640 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,496 sqft (0.149 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	048517
Street Address	1427 FAIRMOUNT RD
City	HAMPSTEAD
State	MD
Zip	21074-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 4 - 0.1492 ACS 1427 FAIRMOUNT RD 32-95/ SMALL CROSSINGS
Legal Subdivision	SMALL CROSSINGS
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2008
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1427 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage STATE EMPLOYEES CU OF MARYLAND
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Nov 25, 2019	Deed, Transfer · FHA Mortgage STATE EMPLOYEES CU
Feb 8, 2017	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Book / Page	11391 / 311
Prior Transfer Date	Dec 8, 2006
Prior Transfer Doc	0050940054
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1427 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096050190
Date	Mar 23, 2020
Book Page	9605/190

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1427 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100710489
Date	Jan 26, 2021
Book Page	10071/489

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 25, 2019
Property Address	1427 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Document Number	0094880138
Book / Page	9488 / 0138
Map Reference	MB 32 FO 97
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SECU TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1427 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126

Mortgage

Document Number	0009488145
Date	Nov 25, 2019
Instrument	9488/145

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 8, 2017
Property Address	1427 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126
Document Number	0086060147
Book / Page	8606 / 0147
Map Reference	MB32 FO97
Instrument Date	Jan 5, 2017
Instrument	8606-0147
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	STEWART TITLE OF MARYLAND IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 FAIRMOUNT RD, HAMPSTEAD, MD 21074-2126

Mortgage

Document Number	86060153
Date	Feb 8, 2017
Instrument	8606-0153

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,146.00 (+2.04%)	$379,567 (+2.06%)	$394,900 (+6.18%) Land $110,000 Building $284,900
2025	$5,043.00 (+16.66%)	$371,900 (+16.13%) Land $90,000 Building $281,900	$371,900 (-) Land $90,000 Building $281,900
2023	$4,323.00 Homeowner's exemption	$320,233	$371,900 Land $90,000 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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