Kendall County property record for 1430 Cherry Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 11,087 sqft · built 1998 |
| Lot Size | 8.97 acres (391,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $837,500 (Jul 2019) |
| Tax Bill | $23,792 (2024) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-400-005 |
| Primary APN | 06-02-400-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 11,087 sqft Living Area |
| Gross Area | 15,948 sqft |
| 1st Floor Area | 11,087 sqft |
| Basement Area | 3,489 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Multi-Level |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 391,156 sqft |
| Lot Dimensions | 1,302 ft deep x 300 ft wide |
| Garage Type | Attached |
| Garage Area | 1,372 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1430 CHERRY RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC. 2-36-8, COM INT W/L SW & C/L CHERRY RD, E2783.83 FOR POB, E300,S 1306.11, W300, N1302.5 TO POB. |
| Legal Range | 08E |
| Legal Township | 36N |
| Legal Section | 02 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | NA-AU-SAY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 890702 |
1430 Cherry Rd is owned and occupied by two individuals who acquired it in October 2019.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1430 CHERRY RD, OSWEGO, IL 60543-8626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on File |
| Deed Sale | Jul 17, 2019 · Amount on File |
| Prior Sale | Jan 1, 1994 · Amount on File |
| Deed Document Number | 20199577 |
| Last Transfer Date | Oct 28, 2019 |
| Transfer Doc | 0000016857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 17, 2019 |
| Property Address | 1430 CHERRY RD, OSWEGO, IL 60543-8626 |
| Document Number | 0000009577 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 201900009577 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $837.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1430 CHERRY RD, OSWEGO, IL 60543-8626 |
| Document Number | 0000009578 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 201900009578 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Na-Au-Say Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $362,986 Land $32,947 Building $330,039 | $1,088,958 Land $98,841 Building $990,117 | |
| 2024 | $23,792.00 | ||
| 2022 | $266,522 Land $27,950 Building $238,572 | $799,566 Land $83,850 Building $715,716 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1430 Cherry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1430 Cherry Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blast Communications.
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