1651 Cherry Rd, Oswego, IL 60543 Property Records

Kendall County property record for 1651 Cherry Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,145 sqft · built 1973
Lot Size	3 acres (130,904 sqft)
Owner	Individual Name on File
Tax Bill	$9,653 (2024)
Deeds & Mortgages	Jun 2022 Second Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-176-009`

Property Details

APN / Parcel Number

Primary APN	`06-02-176-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,145 sqft Living Area
Gross Area	4,007 sqft
1st Floor Area	3,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	130,904 sqft
Lot Dimensions	419 ft deep x 312 ft wide
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1651 CHERRY RD
City	OSWEGO
State	IL
Zip	60543-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 102 COUNTY CLERKS SUB.-OSWEGO PLAINS SEC. 2-36-8
Legal Range	08E
Legal Township	36N
Legal Section	02
Legal Subdivision	COUNTY CLERKS SUB
Legal Lot Number	102
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2012
Census Tract	890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1651 CHERRY RD, OSWEGO, IL 60543-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 22, 2021	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021
Deed Sale	Apr 22, 2021
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	202110470
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000010470
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1651 CHERRY RD, OSWEGO, IL 60543-9527
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009983
Date	Jun 9, 2022
Instrument	202200009983

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	8.24%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Apr 22, 2021
Property Address	1651 CHERRY RD, OSWEGO, IL 60543-9527
Document Number	0000010470
Map Reference	DOC 71-2373
Instrument Date	Feb 17, 2021
Instrument	202100010470
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12931 W CASTLEBAR DR, 12931, SUN CITY WEST, AZ 85375-3256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 CHERRY RD, OSWEGO, IL 60543-9527

Mortgage

Document Number	0000010471
Date	Apr 22, 2021
Instrument	202100010471

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,081 (+46.12%) Land $23,722 Building $137,359	$483,243 (+46.12%) Land $71,166 Building $412,077
2024	$9,653.00
2022		$110,236 Land $20,348 Building $89,888	$330,708 Land $61,044 Building $269,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Blast Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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