1260 Cherry Rd, Oswego, IL 60543 Property Records

Kendall County property record for 1260 Cherry Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 7,492 sqft · built 2000
Lot Size	9.13 acres (398,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jan 2013)
Tax Bill	$18,519 (2024)
Deeds & Mortgages	May 2018 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-400-008`

Property Details

APN / Parcel Number

Primary APN	`06-02-400-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	7,492 sqft Living Area
Gross Area	10,788 sqft
1st Floor Area	7,492 sqft
Basement Area	2,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	398,138 sqft
Lot Dimensions	1,308 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	1,164 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1260 CHERRY RD
City	OSWEGO
State	IL
Zip	60543-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 2-36-8, COM INT W/L SW & C/L CHERRY RD, E3683.83 FOR POB, S1308.14 E304.66, N1308.14 TO C/L, W300 TO POB.
Legal Range	08E
Legal Township	36N
Legal Section	02
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2031
Census Tract	890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1260 CHERRY RD, OSWEGO, IL 60543-9610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2013 · Amount on Record
Deed Sale	Jan 24, 2013 · Amount on Record
Prior Sale	May 18, 1999 · Amount on Record
Deed Document Number	20132013
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1260 CHERRY RD, OSWEGO, IL 60543-9610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006804
Date	May 18, 2018
Instrument	201800006804

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1260 CHERRY RD, OSWEGO, IL 60543-9610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027330
Date	Dec 29, 2020
Instrument	202000027330

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1260 CHERRY RD, OSWEGO, IL 60543-9610
Document Number	0000027331
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027331
Date	Dec 29, 2020
Instrument	27331

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,811 (+35.38%) Land $34,917 Building $247,894	$848,433 (+35.38%) Land $104,751 Building $743,682
2024	$18,519.00
2022		$208,896 Land $29,703 Building $179,193	$626,688 Land $89,109 Building $537,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blast Communications.

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