Waldo County and Prospect Town property record for 122 Ward Rd, Prospect, ME 04981
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,841 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PROT M:05 L:44-1 |
| Primary APN | PROT M:05 L:44-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 304,920 sqft (7 acres) |
|---|
| Account Number | 36 |
|---|---|
| Street Address | 122 WARD RD |
| City | PROSPECT |
| State | ME |
| Zip | 04981-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 44-1 |
| Jurisdiction | PROSPECT ME |
| Township / Civil Division | PROSPECT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 42000 |
Source: Waldo County and Prospect Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 WARD RD, PROSPECT, ME 04981-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT ME |
| Property Address | 122 WARD RD, PROSPECT, ME 04981-3219 |
| Document Number | 0041890008 |
| Book / Page | 004189 / 000008 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 122 WARD RD PROSPECT ME 049813219, PROSPECT, ME 04981-3219 |
| Document Number | 0041890008 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 004189/000008 |
| Instrument | 7158 |
| Name | BANGOR SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | BUCKSPORT, ME 04416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 31, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| County Subdivision | Prospect Town |
| Unified School District | Regional School Unit 25 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,841.00 (+3%) | $469,960 (-) Land $77,210 Building $392,750 |
| 2024 | $4,700.00 (+19.35%) | $469,960 (+73.05%) Land $77,210 Building $392,750 |
| 2023 | $3,938.00 (+0.69%) | $271,570 (-) Land $44,620 Building $226,950 |
| 2022 | $3,911.00 | $271,570 Land $44,620 Building $226,950 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Redzone Wireless Fixed Wireless | 50 / 15 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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