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143 Stephen Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 143 Stephen Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1968
Square Footage1,023 sqft Living Area
Lot Size1,873 sqft (0.043 acres)
Last Sale$685,000 (2018)
Tax Bill$10,340.00 (2025)

Property Details

APN / Parcel Number

Primary APN042-161-13
Alternative APN
  • 042-161-13-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,023 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area1,873 sqft (0.043 acres)
Deck Area72 sqft Deck
Patio Area72 sqft Patio

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address143 STEPHEN RD
CityAPTOS
StateCA
Zip95003-4646
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH COUNTRY CLUB PROPE
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup3
Census Block3014
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-161-13

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address416 W OAKWOOD BLVD, REDWOOD CITY, CA 94061-3937
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Feb 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Jul 10, 2018Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2018 · Amount on Record
Deed SaleJul 10, 2018 · Amount on Record
Deed Doc Number201821037
Last Transfer DateFeb 19, 2020
Transfer Doc0000006555
Record RefreshedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address143 STEPHEN RD, APTOS, CA 95003-4646
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
AddressFRESNO

Mortgage

Document Number0000000438
DateJan 07, 2020
Instrument2020-0000438
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 26, 2020
Property Address143 STEPHEN RD, APTOS, CA 95003-4646
Document Number0000006555
Instrument DateFeb 19, 2020
Instrument6555
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address416 W OAKWOOD BLVD REDWOOD CITY CA 940613937, REDWOOD CITY, CA 94061-3937

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address143 STEPHEN RD, APTOS, CA 95003-4646
Document Number0000014574
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyTITLE CONNECT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address416 W OAKWOOD BLVD REDWOOD CITY CA 940613937, REDWOOD CITY, CA 94061-3937

Mortgage

Document Number0000014574
DateMay 30, 2019
Instrument14574
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 10, 2018
Property Address143 STEPHEN RD, APTOS, CA 95003-4646
Document Number0000021037
Map ReferenceMB 23 PG 25
Instrument DateJul 05, 2018
Instrument2018-0021037
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address416 W OAKWOOD BLVD, REDWOOD CITY, CA 94061-3937

Mortgage

Document Number0000021038
DateJul 10, 2018
Instrument2018-0021038
Lender
NameUS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateAug 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$776,000 (+2%) Land $633,771 Building $142,229
2025$10,340.00 (+11.81%)$760,784 (+4.04%) Land $621,344 Building $139,440
2023$9,248.00 (+2.3%)$731,242 Land $597,217 Building $134,025$1,350,630
2022$9,040.00

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