Santa Cruz County property record for 151 Stephen Rd, Apt A, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Quadplex |
|---|---|
| Architecture Style | Quadruplex |
| Year Built | Built 1963 |
| Square Footage | 3,058 sqft Living Area |
| Lot Size | 3,615 sqft (0.083 acres) |
| Garage | Carport, 819 sqft |
| Last Sale | $1,649,000 (2017) |
| Tax Bill | $25,930.00 (2025) |
Source: Santa Cruz County records · APN 042-241-06
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 272 CASITAS BULEVAR, LOS GATOS, CA 95032-1118 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Family Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Prior Sale | Mar 16, 2012 · Amount on Record |
| Deed Doc Number | 201742336 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 13, 2017 |
| Property Address | 151 STEPHEN RD APT A, A, APTOS, CA 95003-4667 |
| Document Number | 0000042336 |
| Map Reference | MB38 PG83 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2017-0042336 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 272 CASITAS BULEVAR, LOS GATOS, CA 95032-1118 |
| Document Number | 0000042337 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 2017-0042337 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.9% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2.15% |
| Max Rate At Change | 9.95% |
| Index | COF - 11th District |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,913,806 (+2%) Land $1,379,936 Building $533,870 | |
| 2025 | $25,930.00 (+9.9%) | $1,876,282 (+4.04%) Land $1,352,880 Building $523,402 |
| 2023 | $23,595.00 (+2.36%) | $1,803,424 Land $1,300,346 Building $503,078 |
| 2022 | $23,052.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 042-241-06 |
|---|---|
| Alternative APN |
|
| Building Area | 3,058 sqft Living Area |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Quadruplex Style |
| Construction Type | Wood Construction |
| Lot Area | 3,615 sqft (0.083 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 819 sqft Garage |
| Carport | Carport |
| Carport Area | 819 sqft Carport |
| Street Address | 151 STEPHEN RD, A |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4667 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Quadplex |
| Legal Subdivision | 372 APTOS BEACH COUNTRY CLUB P |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 122205 |
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