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135 Stephen Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 135 Stephen Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,423 sqft Living Area
Lot Size2,483 sqft (0.057 acres)
GarageAttached, 240 sqft
Last Sale$1,300,000 (2023)
Tax Bill$16,600.00 (2025)

Property Details

APN / Parcel Number

Primary APN042-161-17
Alternative APN
  • 042-161-17-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,423 sqft Living Area
Gross Area1,663 sqft Gross Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleContemporary Style
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area2,483 sqft (0.057 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area240 sqft Garage
Deck Area310 sqft Deck
Patio Area310 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address135 STEPHEN RD
CityAPTOS
StateCA
Zip95003-4646
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPERTIES 05
Legal Block50
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup3
Census Block3014
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-161-17

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address977 AMADOR AVE, SUNNYVALE, CA 94085-3405
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 04, 2023Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Jun 28, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2023 · Amount on Record
Deed SaleDec 04, 2023 · Amount on Record
Prior SaleJan 21, 1994 · Amount on Record
Deed Doc Number202323226
Prior Transfer DateAug 15, 2023
Prior Transfer Doc0000015728
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address135 STEPHEN RD, APTOS, CA 95003-4646
Transaction TypeMortgage
Record UpdatedSep 26, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 AMADOR AVE, SUNNYVALE, CA 94085-3405

Mortgage

Document Number0000018990
DateSep 10, 2025
Instrument2025-0018990
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.7%
Index52-Week T-Bill (1-Year)
Max Rate10.7%

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 04, 2023
Property Address135 STEPHEN RD, APTOS, CA 95003-4646
Document Number0000023226
Map ReferenceMB 23 PG 25
Instrument DateNov 27, 2023
Instrument2023-0023226
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,430.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address977 AMADOR AVE, SUNNYVALE, CA 94085-3405

Mortgage

Document Number0000023227
DateDec 04, 2023
Instrument2023-0023227
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJan 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.6%
Index52-Week T-Bill (1-Year)
Max Rate11.6%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 28, 2021
Property Address135 STEPHEN RD, APTOS, CA 95003-4646
Document Number0000034919
Map ReferenceMB 23 PG 25
Instrument DateJun 25, 2021
Instrument2021-0034919
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 338, VICTOR, CA 95253-0338

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,352,520 (+2%) Land $946,764 Building $405,756
2025$16,600.00 (+202.42%)$1,326,000 (+245.37%) Land $928,200 Building $397,800
2023$5,489.00 (+2.69%)$383,931 Land $203,482 Building $180,449$1,174,050
2022$5,345.00

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