135 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 135 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,900 sqft · built 2020
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Mar 2024)
Tax Bill	$8,805 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`R2524500606`

Property Details

APN / Parcel Number

Primary APN	`R2524500606`
Alternative APNs	`2450 0606 25` `2524500606`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Basement Area	1,900 sqft
Finished Basement	1,680 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500606
Street Address	135 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 249 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	249
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit UNION BK&TR
May 18, 2020	Deed of Trust, Mortgage UNION BK&TR
Sep 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage UNION BK&TR
May 23, 2019	Warranty Deed, Transfer MIDWEST TITLE COMPANY, MIDWEST TITLE CO
Apr 11, 2018	Warranty Deed, Subdivision Related Transfer NEBRASKA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	0202416086
Deed Book / Page	2024 / 16086
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Mar 15, 2024
Property Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000016086
Instrument Date	Mar 13, 2024
Instrument	2024016086
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	SPYGLASS TITLE AND ESCROW, SPYGLASS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,901.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000016087
Date	Mar 15, 2024
Instrument	2024016087

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 2, 2022
Property Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000044126
Instrument Date	Apr 21, 2022
Instrument	2022044126
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	GALAXY TITLE AND ESCROW LLC, GALAXY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,811.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000044127
Date	May 2, 2022
Instrument	2022044127

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000065172
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

Mortgage

Document Number	0000065172
Date	Jun 29, 2020
Instrument	65172

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2030

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000050261
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

Mortgage

Document Number	0000050261
Date	May 27, 2020
Instrument	50261

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 27, 2019
Property Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Instrument Date	Sep 23, 2019
Instrument	81085
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

Mortgage

Document Number	0000081085
Date	Sep 27, 2019
Instrument	81085

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 26, 2020

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 23, 2019
Property Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000035118
Instrument Date	May 1, 2019
Instrument	35118
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	MIDWEST TITLE COMPANY, MIDWEST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 11, 2018
Property Address	135 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000026667
Instrument Date	Apr 9, 2018
Instrument	26667
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2019
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Tax	$200.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 S 243RD ST WATERLOO NE 680694702, WATERLOO, NE 68069-4702

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$712,000 (+23.35%) Land $82,600 Building $629,400	$712,000 (+23.35%) Land $82,600 Building $629,400
2024	$8,805.00 (-5.43%)
2023	$9,311.00 (-10.09%)	$577,200 Land $82,600 Building $494,600	$577,200 Land $82,600 Building $494,600
2022	$10,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 49% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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