111 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 111 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2021)
Tax Bill	$985 (2024)
Deeds & Mortgages	Jun 2021 Sale Dec 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`R2524500600`

Property Details

APN / Parcel Number

Primary APN	`R2524500600`
Alternative APNs	`2450 0600 25` `2524500600`

Exterior

Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Account Number	R2524500600
Street Address	111 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4702
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WEST SHORES LOT 246 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	246
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18522 PATRICK AVE, ELKHORN, NE 68022-6502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES
Dec 10, 2020	Warranty Deed, Transfer · Line of Credit CORE BANK
Jul 24, 2018	Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	2021082911
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 24, 2021
Property Address	111 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000082911
Instrument Date	Jun 14, 2021
Instrument	2021082911
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 10, 2020
Property Address	111 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000146896
Instrument Date	Nov 24, 2020
Instrument	2020146896
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ENCOMPASS T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000146897
Date	Dec 10, 2020
Instrument	2020146897

Lender

Name	CORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 24, 2018
Property Address	111 S 243RD ST, WATERLOO, NE 68069-4702
Document Number	0000057596
Instrument Date	Jul 10, 2018
Instrument	2018057596
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NEBRASKA LAND TITLE & ABSTRA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	0000057597
Date	Jul 24, 2018
Instrument	2018057597

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,300 (-) Land $82,300	$82,300 (-) Land $82,300
2024	$985.00 (-25.77%)
2023	$1,327.00 (-10.09%)	$82,300 Land $82,300	$82,300 Land $82,300
2022	$1,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 49% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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