Hampden County and Ludlow Town property record for 143 Cady St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,043 sqft · built 1949 |
| Lot Size | 5.11 acres (222,722 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,827 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:01C-03200 B:108 L:1 |
| Primary APN | M:01C-03200 B:108 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,043 sqft Living Area |
| Gross Area | 2,474 sqft |
| Basement Area | 765 sqft |
| Unfinished Basement | 765 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 222,722 sqft (5.11 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1224 |
|---|---|
| Street Address | 143 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 810412 |
143 Cady St is owner-occupied and held in a trust since July 2022.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 143 CADY ST, LUDLOW, MA 01056-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2022 |
| Transfer Doc | 0024693-20 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Aug 23, 2022 |
| Property Address | 143 CADY ST, LUDLOW, MA 01056-2248 |
| Document Number | 0024693-20 |
| Book / Page | 24693 / 20 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 50872 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 CADY ST, LUDLOW, MA 01056-2248 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Apr 30, 2018 |
| Property Address | 143 CADY ST, LUDLOW, MA 01056-2248 |
| Document Number | 22154-80 |
| Book / Page | 022154 / 000080 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 23337 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 CADY ST LUDLOW MA 010562248, LUDLOW, MA 01056-2248 |
The 2026 property tax bill for 143 Cady St was $4,827, down 2.7% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,827.00 (-2.66%) | $301,500 (+5.49%) Land $152,800 Building $148,700 | $271,875 (-3.87%) |
| 2025 | $4,959.00 (+1.27%) | $285,800 (+5.58%) Land $141,600 Building $144,200 | $282,815 (+20.53%) |
| 2024 | $4,897.00 (+2.88%) | $270,700 (+10.94%) Land $142,000 Building $128,700 | $234,650 |
| 2023 | $4,760.00 | $244,000 Land $134,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 143 Cady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 143 Cady St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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