Hampden County and Ludlow Town property record for 142 Cady St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,629 sqft · built 1954 |
| Lot Size | 0.837 acres (36,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Mar 2022) |
| Tax Bill | $5,006 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:01C-03200 B:109 L:0 |
| Primary APN | M:01C-03200 B:109 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 3,014 sqft |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,460 sqft (0.837 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1225 |
|---|---|
| Street Address | 142 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 810412 |
142 Cady St is owned by an individual who bought it in March 2022.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 PHEASANT RUN, BELCHERTOWN, MA 01007-9689 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2022 | Quit Claim Deed, Transfer |
| Jan 25, 2022 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on File |
| Deed Sale | Mar 25, 2022 · Amount on File |
| Prior Sale | Nov 18, 1988 · Amount on File |
| Prior Transfer Date | Mar 23, 2022 |
| Prior Transfer Doc | 0024469-72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 25, 2022 |
| Property Address | 142 CADY ST, LUDLOW, MA 01056-2200 |
| Document Number | 0024469-72 |
| Book / Page | 24469 / 72 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 18452 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 PHEASANT RUN, BELCHERTOWN, MA 01007-9689 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jan 25, 2022 |
| Property Address | 142 CADY ST, LUDLOW, MA 01056-2200 |
| Document Number | 024371-597 |
| Book / Page | 24371 / 597 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 4985 |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 612 EAST ST APT A, A, LUDLOW, MA 01056-3021 |
The 2026 property tax bill for 142 Cady St was $5,006, up 0.8% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,006.00 (+0.79%) | $312,700 (+9.22%) Land $116,900 Building $195,800 | $313,470 (+24.24%) |
| 2025 | $4,967.00 (+1.53%) | $286,300 (+5.88%) Land $106,200 Building $180,100 | $252,320 (+10.99%) |
| 2024 | $4,892.00 (-6.44%) | $270,400 (+0.9%) Land $106,100 Building $164,300 | $227,335 |
| 2023 | $5,229.00 | $268,000 Land $97,200 Building $170,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 142 Cady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 142 Cady St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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