Hampden County and Ludlow Town property record for 139 Cady St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 2000 |
| Lot Size | 0.876 acres (38,159 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Mar 2000) |
| Tax Bill | $7,048 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-03200 B:187C L:0 |
| Primary APN | M:12B-03200 B:187C L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,159 sqft (0.876 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1272 |
|---|---|
| Street Address | 139 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 810412 |
139 Cady St is owned and occupied by an individual who bought it in March 2000.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 139 CADY ST, LUDLOW, MA 01056-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2000 · Amount on File |
| Deed Sale | Mar 29, 2000 · Amount on File |
| Deed Book / Page | 11140 / 137 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 139 Cady St was $7,048, up 2.6% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,048.00 (+2.58%) | $440,200 (+11.16%) Land $118,300 Building $321,900 | $421,807 (+15.9%) |
| 2025 | $6,871.00 (+1.85%) | $396,000 (+6.19%) Land $107,500 Building $288,500 | $363,945 (-0.13%) |
| 2024 | $6,746.00 (+2.82%) | $372,900 (+10.88%) Land $107,500 Building $265,400 | $364,420 |
| 2023 | $6,561.00 | $336,300 Land $98,400 Building $237,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 139 Cady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 139 Cady St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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