1414 Lauren Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 1414 Lauren Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,262 sqft · built 2002
Lot Size	0.474 acres (20,648 sqft)
Owner	Company Name on File
Last Sale	$2,200,000 (Mar 2021)
Tax Bill	$15,546 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`254-670-03-00`

Property Details

APN / Parcel Number

Primary APN	`254-670-03-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,262 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	20,648 sqft (0.474 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1414 LAUREN CT
City	ENCINITAS
State	CA
Zip	92024-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3
Legal Description	LOT 3 TR 014057
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014057
Legal Block	4
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4019
Census Tract	17601

Owner

1414 Lauren Ct is owned by a company that acquired it in July 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1414 LAUREN CT, ENCINITAS, CA 92024-6214
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 17, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	May 30, 2012 · Amount on File
Deed Document Number	2021206518
Last Transfer Date	Jul 25, 2022
Transfer Doc	0000311399
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2022
Property Address	1414 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000311399
Map Reference	MAP 14057
Instrument Date	Jul 25, 2022
Instrument	2022-0311399
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MONARCH TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1414 LAUREN CT, ENCINITAS, CA 92024-6214

Mortgage

Document Number	0000311400
Date	Jul 29, 2022
Instrument	2022-0311400

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	Other
Max Rate	8.87%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2021
Property Address	1414 LAUREN CT, ENCINITAS, CA 92024-6214
Document Number	0000206518
Map Reference	MAP 14057
Instrument Date	Mar 8, 2021
Instrument	2021-0206518
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2131 HARKINS AVE, MENLO PARK, CA 94025-6224

Tax Assessment & Valuation

The 2025 property tax bill for 1414 Lauren Ct was $15,546.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,073,148 (+2%) Land $536,574 Building $536,574
2025	$15,546.00	$1,052,106 Land $526,053 Building $526,053
2023	$15,106.00 (+6.92%)	$1,011,254 Land $505,627 Building $505,627
2022	$14,128.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1414 Lauren Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 Lauren Ct is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications, Ting, Verizon.

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