1427 Florida St, Fleming Island, FL 32003 Property Records

Clay County property record for 1427 Florida St, Fleming Island, FL 32003 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,430 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$251,500 (2022)
Tax Bill$3,407.00 (2025)

Property Details

APN / Parcel Number

Primary APN38-05-26-015061-001-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,430 sqft Living Area
Gross Area1,808 sqft Gross Area
1st Floor1,430 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached Garage
Garage Area378 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1427 FLORIDA ST
CityFLEMING ISLAND
StateFL
Zip32003-4569
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 32 BLK 15A FLEMING ISLAND ESTATES AS REC OR 4556 PG 653
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISLAND ESTATES
Legal Block15A
Legal Lot Number32
JurisdictionCLAY FL
Minor Civil DivisionORANGE PARK
Census Blockgroup2
Census Block2003
Census Tract30707

Owner

Source: Clay County records · APN 38-05-26-015061-001-03

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1427 FLORIDA ST, FLEMING ISLAND, FL 32003-4569
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CREDIT UNION
Jan 06, 2022Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2022 · Amount on Record
Deed SaleJan 06, 2022 · Amount on Record
Deed Doc Number20221460
Deed Book / Page4556 / 653
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateJun 15, 2026
Property Address1427 FLORIDA ST, FLEMING ISLAND, FL 32003-4569
Document Number0000029227
Book / Page5055 / 1983
Instrument DateJun 08, 2026
Instrument202629227
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 FLORIDA ST, FLEMING ISLAND, FL 32003-4569
InvestorPossibly a Property Investor

Mortgage

Document Number0000029227,
DateJun 15, 2026
Book Page5055/1983
Instrument202629227
Lender
NameQUORUM FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate10.1%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 06, 2022
Property Address1427 FLORIDA ST, FLEMING ISLAND, FL 32003-4569
Document Number0045560653
Book / Page4556 / 653
Map ReferenceMB 4 PG 63
Instrument DateJan 05, 2022
Instrument2022001460
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 24, 2023
Title CompanyREALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,760.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address91 BRANSCOMB RD STE 17, 17, GREEN COVE SPRINGS, FL 32043-7222

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 FLORIDA ST, ORANGE PARK, FL 32003-4569
InvestorPossibly a Property Investor

Mortgage

Document Number0004556654
DateJan 06, 2022
Instrument4556/654
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,407.00 (-0.87%) Homeowner's exemption$263,551 (+0.85%) Land $35,000 Building $228,551$263,551 (+0.85%) Land $35,000 Building $228,551
2024$3,437.00 (-6.91%)
2023$3,692.00 (+9.07%) Homeowner's exemption$261,317 (+20.75%) Land $35,000 Building $226,317$261,317 (+20.75%) Land $35,000 Building $226,317
2022$3,385.00 Homeowner's exemption$216,403 Land $20,000 Building $196,403$216,403 Land $20,000 Building $196,403

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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