Clay County property record for 1265 Florida St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,122 sqft · built 2001 |
| Lot Size | 0.791 acres (34,499 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2018 Loan Modification + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 38-05-26-015074-001-00 |
| Primary APN | 38-05-26-015074-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,122 sqft Heated Area |
| Gross Area | 3,168 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,499 sqft (0.791 acres) |
| Pool Area | 1,890 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 46 sqft |
| Storage Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1265 FLORIDA ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 53-57 BLK 15A FLEMING ISLAND ESTATES AS REC O R 3113 PG1918;3586 PG 1957FJ & 3623 PG |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLAND ESTATES |
| Legal Block | 15A |
| Legal Lot Number | 53-57 54 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1265 FLORIDA ST, FLEMING ISLAND, FL 32003-4564 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Sep 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Feb 22, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Feb 13, 2013 |
| Last Transfer Date | Mar 4, 2014 |
| Transfer Doc | 0036231219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1265 FLORIDA ST, FLEMING ISLAND, FL 32003-4564 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1265 FLORIDA ST, FLEMING ISLE, FL 32003-4564 |
| Document Number | 0045541055 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 4554/1055 |
| Instrument | 2022000372 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1265 FLORIDA ST, FLEMING ISLAND, FL 32003-4564 |
| Document Number | 0041341490 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1265 FLORIDA ST FLEMING ISLAND FL 320034564, FLEMING ISLAND, FL 32003-4564 |
| Document Number | 0041341490 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 004134/001490 |
| Instrument | 55678 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 22, 2058 |
| Rate | 3.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1265 FLORIDA ST, FLEMING ISLAND, FL 32003-4564 |
| Document Number | 0039531661 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1265 FLORIDA ST FLEMING ISLAND FL 320034564, FLEMING ISLAND, FL 32003-4564 |
| Document Number | 0039531661 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 003953/001661 |
| Instrument | 13512 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 16, 2057 |
| Rate | 2% |
|---|
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,971.00 (-3.88%) Homeowner's exemption | $234,986 (+5.99%) | $643,448 (-0.56%) Land $250,000 Building $393,448 |
| 2023 | $3,091.00 (+7.14%) Homeowner's exemption | $221,713 (+3%) | $647,090 (+62.68%) Land $250,000 Building $397,090 |
| 2022 | $2,885.00 Homeowner's exemption | $215,256 | $397,759 Land $50,000 Building $347,759 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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