1401 Florida St, Fleming Island, FL 32003 Property Records

Clay County property record for 1401 Florida St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 2023
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2025)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-015061-001-07`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-015061-001-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,762 sqft Heated Area
Gross Area	2,222 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1401 FLORIDA ST
City	FLEMING ISLAND
State	FL
Zip	32003-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 BLK 15A FLEMING ISLANDESTATES AS REC O R 4945 PG 26
Legal Subdivision	FLEMING ISLANDESTATES
Legal Block	15A
Legal Lot Number	39
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30707

Owner

1401 Florida St is owned and occupied by an individual who bought it in July 2025.

Source: Clay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1401 FLORIDA ST, FLEMING ISLAND, FL 32003-4569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Deed Document Number	2025029943
Deed Book / Page	4945 / 26
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 1, 2025
Property Address	1401 FLORIDA ST, FLEMING ISLAND, FL 32003-4569
Document Number	0049450026
Book / Page	4945 / 26
Map Reference	MB 4 PG 63
Instrument Date	Jun 24, 2025
Instrument	2025029943
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2025
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 BRANSCOMB RD STE 17, 17, GREEN COVE SPRINGS, FL 32043-7222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 FLORIDA ST, FLEMING ISLAND, FL 32003-4569

Mortgage

Document Number	0000494528
Date	Jul 1, 2025
Instrument	4945/28

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Florida St was $4,754, up 5.1% from the year before.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (+5.08%)	$311,726 (-1.7%) Land $35,000 Building $276,726	$311,726 (-1.7%) Land $35,000 Building $276,726
2024	$4,524.00 (+1,476.31%)	$317,111 (+806.03%) Land $35,000 Building $282,111	$317,111 (+806.03%) Land $35,000 Building $282,111
2023	$287.00 (+54.3%)	$35,000 (+75%) Land $35,000	$35,000 (+75%) Land $35,000
2022	$186.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1401 Florida St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Florida St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20