14250 Cherry Tree Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14250 Cherry Tree Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,692 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,197 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-10-22-012-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-22-012-004.000-018`
Alternative APN	`1610220012004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,692 sqft Living Area
1st Floor Area	2,692 sqft
Basement Area	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	239 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610220012004000
Street Address	14250 CHERRY TREE RD
City	CARMEL
State	IN
Zip	46033-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .46, SECTION 22, TOWNSHIP 18, RANGE 4, CHERRY TREE ESTATES, LOT 4, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	22
Legal Subdivision	CHERRY TREE ESTATES
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2003
Census Tract	110911

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14250 CHERRY TREE RD, CARMEL, IN 46033-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2003
Deed Sale	Aug 19, 2003
Prior Sale	Oct 10, 2002
Deed Document Number	200300083656
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14250 CHERRY TREE RD, CARMEL, IN 46033-9612
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021069600
Date	Sep 23, 2021
Instrument	2021069600

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14250 CHERRY TREE RD, CARMEL, IN 46033-9612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033978
Date	Jul 17, 2017
Instrument	2017033978

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.35%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$547,200 (+18.26%) Land $124,800 Building $422,400	$547,200 (+18.26%) Land $124,800 Building $422,400
2024	$5,197.00 (-3.62%)	$462,700 (-0.9%) Land $124,800 Building $337,900	$462,700 (-0.9%) Land $124,800 Building $337,900
2023	$5,392.00 (+18.3%) Homeowner's exemption	$466,900 (+17.16%) Land $124,800 Building $342,100	$466,900 (+17.16%) Land $124,800 Building $342,100
2022	$4,558.00 Homeowner's exemption	$398,500 Land $89,800 Building $308,700	$398,500 Land $89,800 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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