14238 Cherry Tree Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14238 Cherry Tree Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,368 sqft · built 2000
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Sep 2023)
Tax Bill	$4,759 (2024)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`29-10-22-012-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-22-012-003.000-018`
Alternative APN	`1610220012003000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,368 sqft Living Area
1st Floor Area	2,213 sqft
Attic	Attic
Attic Area	713 sqft
Basement Area	1,152 sqft
Finished Basement	938 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	227 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Pool Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610220012003000
Street Address	14238 CHERRY TREE RD
City	CARMEL
State	IN
Zip	46033-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .47, SECTION 22, TOWNSHIP 18, RANGE 4, CHERRY TREE ESTATES, LOT 3, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	22
Legal Subdivision	CHERRY TREE ESTATES
Legal Lot Number	3
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2003
Census Tract	110911

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14238 CHERRY TREE RD, CARMEL, IN 46033-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PURDUE FEDERAL CU
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit PURDUE FEDERAL CU
Jun 14, 2018	Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	2023036373
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14238 CHERRY TREE RD, CARMEL, IN 46033-9612
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032794
Date	Aug 28, 2023
Instrument	2023032794

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union
Address	WEST LAFAYETTE, IN 47906

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2038

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 22, 2023
Property Address	14238 CHERRY TREE RD, CARMEL, IN 46033-9612
Document Number	0000036373
Map Reference	DOC 9966051
Instrument Date	Sep 15, 2023
Instrument	2023036373
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14238 CHERRY TREE RD, CARMEL, IN 46033-9612

Mortgage

Document Number	0000036374
Date	Sep 22, 2023
Instrument	2023036374

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14238 CHERRY TREE RD, CARMEL, IN 46033-9612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013085
Date	Apr 5, 2019
Instrument	2019013085

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union
Address	WEST LAFAYETTE, IN 47996

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Apr 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 14, 2018
Property Address	14238 CHERRY TREE RD, CARMEL, IN 46033-9612
Document Number	2018026421
Map Reference	CAB2 SP348
Instrument Date	Apr 28, 2018
Instrument	2018026421
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14238 CHERRY TREE RD, CARMEL, IN 46033-9612

Mortgage

Document Number	2018026422
Date	Jun 14, 2018
Instrument	2018026422

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$563,100 (+31.69%) Land $125,400 Building $437,700	$563,100 (+31.69%) Land $125,400 Building $437,700
2024	$4,759.00 (-0.85%)	$427,600 (-0.58%) Land $125,400 Building $302,200	$427,600 (-0.58%) Land $125,400 Building $302,200
2023	$4,800.00 (+3.14%) Homeowner's exemption	$430,100 (+8.91%) Land $125,400 Building $304,700	$430,100 (+8.91%) Land $125,400 Building $304,700
2022	$4,654.00 Homeowner's exemption	$394,900 Land $90,200 Building $304,700	$394,900 Land $90,200 Building $304,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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