14160 Cherry Tree Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14160 Cherry Tree Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,854 sqft · built 1888
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Sep 2003)
Tax Bill	$4,936 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-10-22-000-014.001-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-22-000-014.001-018`
Alternative APN	`1710220000014001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,854 sqft Living Area
1st Floor Area	2,854 sqft
2nd Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1928
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	14160 CHERRY TREE RD
City	CARMEL
State	IN
Zip	46033-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.00, SECTION 22, TOWNSHIP 18, RANGE 4
Legal Range	04
Legal Township	18
Legal Section	22
Legal Subdivision	CLAY
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2026
Census Tract	110911

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14160 CHERRY TREE RD, CARMEL, IN 46033-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FORUM CREDIT UNION
Feb 20, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2003 · Amount on Record
Deed Sale	Sep 18, 2003 · Amount on Record
Deed Document Number	200397305
Last Transfer Date	Feb 15, 2024
Transfer Doc	0000005291
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 6, 2026
Property Address	14160 CHERRY TREE RD, CARMEL, IN 46033-9611
Document Number	0000030008
Instrument Date	Jun 29, 2026
Instrument	202630008
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14160 CHERRY TREE RD, CARMEL, IN 46033-9611

Mortgage

Document Number	0000030008,
Date	Jul 6, 2026
Instrument	202630008

Lender

Name	FORUM CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 20, 2024
Property Address	14160 CHERRY TREE RD, CARMEL, IN 46033-9611
Document Number	0000005291
Instrument Date	Feb 15, 2024
Instrument	2024005291
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14160 CHERRY TREE RD, CARMEL, IN 46033-9611

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$431,800 (+13.21%) Land $240,000 Building $191,800	$431,800 (+13.21%) Land $240,000 Building $191,800
2024	$4,936.00 (+21.4%)	$381,400 (+18.67%) Land $240,000 Building $141,400	$381,400 (+18.67%) Land $240,000 Building $141,400
2023	$4,066.00 (+3.3%)	$321,400 (+10.3%) Land $180,000 Building $141,400	$321,400 (+10.3%) Land $180,000 Building $141,400
2022	$3,936.00	$291,400 Land $180,000 Building $111,400	$291,400 Land $180,000 Building $111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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