1425 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1425 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,712 sqft · built 1997
Lot Size0.13 acres (5,671 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Mar 2018)
Tax Bill$3,238 (2023)
Deeds & MortgagesApr 2021 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN047-073-01

Property Details

APN / Parcel Number

Primary APN047-073-01

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,712 sqft Heated Area
Gross Area2,040 sqft
1st Floor Area916 sqft
Upper Floors Area884 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,671 sqft (0.13 acres)
Garage Area240 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number047-073-01
Street Address1425 RUMSTONE LN
CityCHARLOTTE
StateNC
Zip28262-4220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionL49 M28-236
Legal SubdivisionSILVERSTONE PH 01 MAP 02
Legal Lot Number49
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21673 CASTLETON ST CUPERTINO 95014, XX
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BOX HOME LOANS
Mar 15, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2018 · Amount on Record
Deed SaleMar 15, 2018 · Amount on Record
Prior SaleJan 25, 2008
Deed Document Number0032530187
Deed Book / Page32530 / 187
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1425 RUMSTONE LN, CHARLOTTE, NC 28262-4220
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077050
DateApr 20, 2021
Book Page35957/488
Instrument2021077050
Lender
NameBOX HOME LOANS
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 15, 2018
Property Address1425 RUMSTONE LN, CHARLOTTE, NC 28262-4220
Document Number0000030283
Book / Page32530 / 187
Map ReferenceMB28 PG298
Instrument DateMar 7, 2018
Instrument2018030283
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Tax$344.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 VISTA FLORA, 411, NEWPORT BEACH, CA 92660-4014

Transferred To (Grantee/Buyer)

NameVerified Name
Address21673 CASTLETON ST, CUPERTINO, CA 95014-4712

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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