1412 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1412 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1997
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on Record
Last Sale	$212,000 (Aug 2020)
Tax Bill	$2,618 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-073-39`

Property Details

APN / Parcel Number

Primary APN	`047-073-39`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	15 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1412 RUMSTONE LN
City	CHARLOTTE
State	NC
Zip	28262-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L11 M28-236
Legal Subdivision	SILVERSTONE PH 01 MAP 02
Legal Block	3
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Aug 24, 2020	Warranty Deed, Transfer INVESTORS TITLE INSURANCE, INVESTORS TITLE INS
May 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Apr 4, 2005 · Amount on Record
Deed Document Number	2020133690
Deed Book / Page	34965 / 435
Prior Transfer Date	Apr 23, 2018
Prior Transfer Doc	0000063957
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1412 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142953
Date	Oct 23, 2017
Book Page	32214/177
Instrument	2017142953

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1412 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022443
Date	Feb 28, 2019
Book Page	33316/537
Instrument	2019022443

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 24, 2020
Property Address	1412 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Document Number	0000133690
Book / Page	034965 / 000435
Instrument Date	Aug 24, 2020
Instrument	133690
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

Amount	Amount Recorded
Tax	$424.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 25, 2018
Property Address	1412 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Document Number	0000063957
Book / Page	032703 / 000495
Instrument Date	Apr 3, 2018
Instrument	63957
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 RUMSTONE LN CHARLOTTE NC 282624217, CHARLOTTE, NC 28262-4217

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,500 Land $70,000 Building $255,500	$325,500 Land $70,000 Building $255,500
2024	$2,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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