1433 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1433 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,389 sqft · built 1997
Lot Size0.127 acres (5,538 sqft)
OwnerIndividual Name on File
Last Sale$117,000 (Jul 2001)
Tax Bill$2,908 (2023)
Deeds & MortgagesApr 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN047-073-03

Property Details

APN / Parcel Number

Primary APN047-073-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,389 sqft Heated Area
Gross Area1,644 sqft
1st Floor Area1,389 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,538 sqft (0.127 acres)
Garage Area240 sqft
PorchPorch
Porch Area15 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number047-073-03
Street Address1433 RUMSTONE LN
CityCHARLOTTE
StateNC
Zip28262-4220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionL47 M28-236
Legal SubdivisionSILVERSTONE PH 01 MAP 02
Legal Lot Number47
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5536

Owner

Source: Mecklenburg County records · APN 047-073-03

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1433 RUMSTONE LN, CHARLOTTE, NC 28262-4220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNISON AGREEMENT CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2001 · Amount on Record
Deed SaleJul 03, 2001 · Amount on Record
Prior SaleOct 20, 1997 · Amount on Record
Deed Document Number0012415585
Deed Book / Page12415 / 0585
Record UpdatedJun 07, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1433 RUMSTONE LN, CHARLOTTE, NC 28262-4220
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065879
DateApr 05, 2021
Book Page35894/268
Instrument2021065879
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1433 RUMSTONE LN, CHARLOTTE, NC 28262-4220
Document Number0000177414
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedFeb 06, 2020
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1433 RUMSTONE LN CHARLOTTE NC 282624220, CHARLOTTE, NC 28262-4220

Mortgage

Document Number0000177414
DateDec 27, 2019
Book Page034161/000692
Instrument177414
Lender
NameUNISON AGREEMENT CORP
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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