San Diego County property record for 1320 Cedar St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,968 sqft · built 1973 |
| Lot Size | 1.18 acres (51,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $895,000 (May 2021) |
| Tax Bill | $10,468 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-072-47-00 |
| Primary APN | 280-072-47-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 51,836 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1320 CEDAR ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 9-13-1E DOC192328REC72 IN TR 000863 |
| Legal Range | 01E |
| Legal Township | 13 |
| Legal Section | 09 |
| Legal Subdivision | RANCHO SANTA FE |
| Legal Tract | 000863 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20806 |
Source: San Diego County records · APN 280-072-47-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 CEDAR ST, RAMONA, CA 92065-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 28, 2021 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 06, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Mar 06, 2018 · Amount on Record |
| Deed Document Number | 2021404752 |
| Prior Transfer Date | Jan 09, 2003 |
| Prior Transfer Doc | 0000066582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2021 |
| Property Address | 1320 CEDAR ST, RAMONA, CA 92065-1324 |
| Document Number | 0000404752 |
| Map Reference | MAP 863 |
| Instrument Date | May 05, 2021 |
| Instrument | 2021-0404752 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1320 CEDAR ST, RAMONA, CA 92065-1324 |
| Document Number | 0000404753 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-0404753 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 06, 2018 |
| Property Address | 1320 CEDAR ST, RAMONA, CA 92065-1324 |
| Document Number | 0000087407 |
| Instrument Date | Jan 09, 2018 |
| Instrument | 87407 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 2884 RAMONA CA 920650950, RAMONA, CA 92065-0950 |
| Document Number | 87408 |
|---|---|
| Date | Mar 06, 2018 |
| Instrument | 87408 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $988,147 (+2%) Land $404,231 Building $583,916 | |
| 2025 | $10,468.00 (+6.23%) | $968,772 (+4.04%) Land $396,305 Building $572,467 |
| 2023 | $9,854.00 (-0.43%) | $931,156 Land $380,917 Building $550,239 |
| 2022 | $9,897.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | About 1 in 97 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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