14245 Lora Dr, Apt 23, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 14245 Lora Dr, Apt 23, Los Gatos, CA 95032

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 900 sqft · built 1974
Lot Size0.021 acres (900 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Mar 2023)
Tax Bill$8,647 (2025)
Deeds & MortgagesMar 2023 Transfer
Mar 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN409-16-023

Property Details

APN / Parcel Number

Primary APN409-16-023

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area900 sqft (0.021 acres)
Lot Dimensions36 ft deep x 25 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14245 LORA DR, 23
CityLOS GATOS
StateCA
Zip95032-1236
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR18
Legal DescriptionTRACT 5247 AMENDED BOOK 315 PAGE 1 PAGE 3
Legal Subdivision5247
Legal Tract5247
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3004
Census Tract507205

Owner

14245 Lora Dr, Apt 23 is owned and occupied by an individual who bought it in March 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address14245 LORA DR, 23, LOS GATOS, CA 95032-1236
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Mar 14, 2023Grant Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2023 · Amount on File
Deed SaleMar 14, 2023 · Amount on File
Deed Document Number202325449312
Prior Transfer DateSep 11, 2013
Prior Transfer Doc0022414290
Record UpdatedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateMar 14, 2023
Property Address14245 LORA DR APT 23, 23, LOS GATOS, CA 95032-1236
Document Number0025449313
Map ReferenceMB 344 PG 34-36
Instrument DateMar 7, 2023
Instrument25449313
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14245 LORA DR APT 23, 23, LOS GATOS, CA 95032-1236

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMar 14, 2023
Property Address14245 LORA DR APT 23, 23, LOS GATOS, CA 95032-1236
Document Number0025449312
Map ReferenceMB 344 PG 34-36
Instrument DateFeb 27, 2023
Instrument25449312
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14245 LORA DR APT 23, 23, LOS GATOS, CA 95032-1236

Mortgage

Document Number0025449314
DateMar 14, 2023
Instrument25449314
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 14245 Lora Dr, Apt 23 was $8,647.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityLos Gatos Town
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$663,254 (+2%) Land $331,627 Building $331,627
2025$8,647.00$650,250 Land $325,125 Building $325,125
2023$3,078.00 (-0.84%) Homeowner's exemption$194,480 Land $99,011 Building $95,469
2022$3,104.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14245 Lora Dr, Apt 23 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1992–1997)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14245 Lora Dr, Apt 23 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Ridge Wireless.

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Nearby Streets

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