Santa Clara County property record for 14245 Lora Dr, Apt 20, Los Gatos, CA 95032
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 1974 |
| Lot Size | 0.021 acres (900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $209,000 (Sep 1999) |
| Tax Bill | $4,619 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 409-16-020 |
| Primary APN | 409-16-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 900 sqft (0.021 acres) |
| Lot Dimensions | 36 ft deep x 25 ft wide |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Porch | None |
| Cooling System | None |
|---|
| Street Address | 14245 LORA DR, 20 |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95032-1236 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R18 |
| Legal Description | TRACT 5247 AMENDED BOOK 315 PAGE 1 PAGE 3 |
| Legal Tract | 5247 |
| Legal Lot Number | A |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 507205 |
14245 Lora Dr, Apt 20 is owner-occupied and held in a trust since December 2013.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 14245 LORA DR, 20, LOS GATOS, CA 95032-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 1999 · Amount on File |
| Deed Sale | Sep 17, 1999 · Amount on File |
| Prior Sale | Aug 17, 1999 · Amount on File |
| Deed Document Number | 199914988742 |
| Last Transfer Date | Dec 23, 2013 |
| Transfer Doc | 0022490334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 14245 LORA DR APT 20, 20, LOS GATOS, CA 95032-1236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 14245 LORA DR, LOS GATOS, CA 95032-1250 |
| Document Number | 0025622905 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 25622905 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 26, 2054 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 14245 Lora Dr, Apt 20 was $4,619 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Los Gatos Town |
| Elementary School District | Campbell Union Elementary School District (KG - 08) |
| Secondary School District | Campbell Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $327,630 (+2%) Land $163,032 Building $164,598 | |
| 2025 | $4,619.00 Homeowner's exemption | $321,207 Land $159,836 Building $161,371 |
| 2023 | $4,436.00 (-0.2%) Homeowner's exemption | $308,735 Land $153,630 Building $155,105 |
| 2022 | $4,445.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14245 Lora Dr, Apt 20 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1992–1997) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14245 Lora Dr, Apt 20 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Ridge Wireless.
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