1424 S Five Lakes Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1424 S Five Lakes Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1990
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on File
Last Sale	$281,600 (Dec 2020)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-013-018-00`

Property Details

APN / Parcel Number

Primary APN	`012-013-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	1,944 sqft
Unfinished Basement	1,944 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	609,840 sqft (14 acres)
Garage Area	768 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1424 S FIVE LAKES RD
City	LAPEER
State	MI
Zip	48446-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 13 T7N R10E PARCEL H BEG AT E 1/4 COR OF SEC TH S 1379.01 FT TH S 627.01 FT TH W 997.86 FT TH N 623.8 FT TH E 995.81 FT
Legal Range	10E
Legal Township	07N
Legal Section	13
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3013
Census Tract	338000

Owner

1424 S Five Lakes Rd is owned and occupied by an individual who bought it in December 2020.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 145, HILLMAN, MI 49746-0145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK
Dec 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	May 14, 2007 · Amount on File
Deed Book / Page	3151 / 240
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0031510240
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1424 S FIVE LAKES RD, LAPEER, MI 48446-9400
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 S FIVE LAKES RD, LAPEER, MI 48446-9400

Mortgage

Document Number	0033210817
Date	Oct 17, 2022
Book Page	3321/817

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank
Address	CROSWELL, MI 48422

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 4, 2020
Property Address	1424 S FIVE LAKES RD, LAPEER, MI 48446-9400
Document Number	0031510240
Book / Page	003151 / 000240
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,112.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 S FIVE LAKES RD LAPEER MI 484469400, LAPEER, MI 48446-9400

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 4, 2020
Property Address	1424 S FIVE LAKES RD, LAPEER, MI 48446-9400
Document Number	0031510241
Book / Page	003151 / 000241
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 S FIVE LAKES RD LAPEER MI 484469400, LAPEER, MI 48446-9400

Tax Assessment & Valuation

The 2025 property tax bill for 1424 S Five Lakes Rd was $3,750 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,100 (+9.1%)	$436,200 (+9.1%)
2025	$3,750.00 Homeowner's exemption	$199,900	$399,800
2023		$177,600	$355,200
2022	$3,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1424 S Five Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1424 S Five Lakes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: T-Mobile, Verizon.

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