1207 S Five Lakes Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1207 S Five Lakes Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1979
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Dec 2015)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-018-007-10`

Property Details

APN / Parcel Number

Primary APN	`003-018-007-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Living Area
1st Floor Area	672 sqft
Flooring	Carpet

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	75,794 sqft (1.74 acres)
Garage Area	506 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1207 S FIVE LAKES RD
City	LAPEER
State	MI
Zip	48446-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DUMMY
Legal Description	03 26 906 001 00 SEC 18 T7N R11E PT OF THE NW 1/4 OF SEC 18; DES AS BEG S 00 DEG 18'E 2326.12 FT FROM THE NW COR ALG THE W
Legal Range	11E
Legal Township	07N
Legal Section	18
Jurisdiction	LAPEER MI
Township / Civil Division	ATTICA
Census Block Group	2
Census Block	2008
Census Tract	338500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1207 S FIVE LAKES RD, LAPEER, MI 48446-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2015 · Amount on Record
Deed Sale	Dec 2, 2015 · Amount on Record
Deed Book / Page	2800 / 564
Last Transfer Date	Mar 25, 2024
Transfer Doc	3395000759
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1207 S FIVE LAKES RD, LAPEER, MI 48446-9428
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 S FIVE LAKES RD, LAPEER, MI 48446-9428
Investor	Possibly a Property Investor

Mortgage

Document Number	0033710064
Date	Oct 6, 2023
Book Page	3371/64

Lender

Name	CHOICEONE BANK
Type	Bank
Address	ATTICA, MI 48412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1207 S FIVE LAKES RD, LAPEER, MI 48446-9428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 S FIVE LAKES RD, LAPEER, MI 48446-9428

Mortgage

Document Number	0031440347
Date	Nov 5, 2020
Book Page	3144/347

Lender

Name	EXCHANGE STATE BANK
Type	Bank
Address	CARSONVILLE, MI 48419

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Attica Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,400 (-2.55%)	$152,800 (-2.55%)
2025	$1,357.00 (+5.93%) Homeowner's exemption	$78,400 (+7.84%)	$156,800 (+7.84%)
2024	$1,281.00 (+10.43%)
2023		$72,700	$145,400
2022	$1,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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