1157 S Five Lakes Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1157 S Five Lakes Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft
Lot Size2.91 acres (126,760 sqft)
OwnerIndividual Name on File
Last Sale$132,000 (Nov 2017)
Tax Bill$1,737 (2025)
Deeds & MortgagesJan 2021 Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN003-018-007-20

Property Details

APN / Parcel Number

Primary APN003-018-007-20

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringCarpet

Exterior

Lot Area126,760 sqft (2.91 acres)
Garage Area1,444 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1157 S FIVE LAKES RD
CityLAPEER
StateMI
Zip48446-9428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDUMMY
Legal DescriptionSEC 18 T7N R11E PARCEL A PART OF THE NORTHW?ST 1/4, SECTION 18, T7N-R11E; ATTICA TOWNSHIP, LAPEER COUNTY MICHIGAN, DESCRIBED
Legal Range11E
Legal Township07N
Legal Section18
JurisdictionLAPEER MI
Township / Civil DivisionATTICA
Census Block Group2
Census Block2008
Census Tract338500

Owner

1157 S Five Lakes Rd is owned and occupied by an individual who bought it in November 2017.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1157 S FIVE LAKES RD, LAPEER, MI 48446-9428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2017 · Amount on File
Deed SaleNov 27, 2017 · Amount on File
Prior SaleApr 27, 2017 · Amount on File
Deed Book / Page2932 / 413
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1157 S FIVE LAKES RD, LAPEER, MI 48446-9428
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1157 S FIVE LAKES RED, LAPEER, MI 48446-9428

Mortgage

Document Number0031660839
DateJan 19, 2021
Book Page3166/839
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateNov 27, 2017
Property Address1157 S FIVE LAKES RD, LAPEER, MI 48446-9428
Document Number0029320413
Book / Page2932 / 413
Instrument DateNov 20, 2017
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 HUMMER LAKE RD, OXFORD, MI 48371-2918

Tax Assessment & Valuation

The 2025 property tax bill for 1157 S Five Lakes Rd was $1,737 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionAttica Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,400 (+6.79%)$210,800 (+6.79%)
2025$1,737.00 Homeowner's exemption$98,700$197,400
2023$94,600$189,200
2022$1,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1157 S Five Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 S Five Lakes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20
Verizon
Fixed Wireless
25 / 6

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Five Lakes Rd

Nearby Streets

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