1422 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1422 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.161 acres (7,001 sqft)
Owner	2 Company Names on Record
Last Sale	$258,000 (Sep 2025)
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-25-277-074`

Property Details

APN / Parcel Number

Primary APN	`19-25-277-074`

Exterior

Lot Area	7,001 sqft (0.161 acres)

Location & Zoning

Account Number	1925277074
Street Address	1422 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 215 - SANDHURST - UNIT 3
Legal Subdivision	SANDHURST - UNIT 3
Legal Lot Number	215
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2015
Census Tract	2000

Owner

Source: DeKalb County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	985 LAKE HOLIDAY DR, SANDWICH, IL 60548-9313
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 17, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	20257283
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 8, 2026
Property Address	1422 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000008933
Instrument Date	Sep 8, 2026
Instrument	20268933
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	985 LAKE HOLIDAY DR, SANDWICH, IL 60548-9313

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 15, 2025
Property Address	1422 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000007283
Instrument Date	Aug 21, 2025
Instrument	2025007283
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1422 E ARNOLD ST, SANDWICH, IL 60548-1286

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	985 LAKE HOLIDAY DR, SANDWICH, IL 60548-9313

Mortgage

Document Number	0000007284
Date	Sep 15, 2025
Instrument	2025007284

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 1, 2021
Property Address	1422 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000004127
Instrument Date	Mar 20, 2021
Instrument	2021004127
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 EAST AMOLD STREET, SANDWICH, IL 60548

Mortgage

Document Number	0000004128
Date	Apr 1, 2021
Instrument	2021004128

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 17, 2018
Property Address	1422 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000004575
Instrument Date	Apr 19, 2018
Instrument	4575
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 E ARNOLD ST SANDWICH IL 605481286, SANDWICH, IL 60548-1286

Mortgage

Document Number	4576
Date	May 17, 2018
Instrument	4576

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Mortgage

Document Number	4577,
Date	May 17, 2018
Instrument	4577

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00 (+3.24%)	$81,721 (+8.86%) Land $14,969 Building $66,752	$245,163 (+8.86%) Land $44,907 Building $200,256
2024	$5,678.00	$75,070 (+12.3%) Land $13,751 Building $61,319	$225,210 (+12.3%) Land $41,253 Building $183,957
2023		$66,848 Land $12,245 Building $54,603	$200,544 Land $36,735 Building $163,809

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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