1416 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1416 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.105 acres (4,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2026)
Tax Bill	$5,389 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-25-277-071`

Property Details

APN / Parcel Number

Primary APN	`19-25-277-071`

Exterior

Lot Area	4,554 sqft (0.105 acres)

Location & Zoning

Account Number	1925277071
Street Address	1416 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 215 - SANDHURST UNIT 3
Legal Subdivision	SANDHURST UNIT 3
Legal Lot Number	215
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2015
Census Tract	2000

Owner

Source: DeKalb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 BERTRAM DR, P, YORKVILLE, IL 60560-3218
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Sep 8, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	20267179
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 12, 2026
Property Address	1416 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000007179
Instrument Date	Aug 4, 2026
Instrument	20267179
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	LANDTRUST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 BERTRAM DR, YORKVILLE, IL 60560-3217

Mortgage

Document Number	0000007180,
Date	Aug 12, 2026
Instrument	20267180

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 8, 2023
Property Address	1416 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000006267
Instrument Date	Jul 26, 2023
Instrument	2023006267
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	NOT AVAILABLE, LANDTRUST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 E ARNOLD ST, SANDWICH, IL 60548-1286

Mortgage

Document Number	0000006268
Date	Sep 8, 2023
Instrument	2023006268

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 6, 2019
Property Address	1416 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000010298
Instrument Date	Aug 8, 2019
Instrument	10298
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E ORANGE ST YORKVILLE IL 605601546, YORKVILLE, IL 60560-1546

Mortgage

Document Number	10299
Date	Nov 6, 2019
Instrument	10299

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,389.00 (-4.4%)	$81,128 (+22.25%) Land $14,376 Building $66,752	$243,384 (+22.25%) Land $43,128 Building $200,256
2024	$5,637.00
2023		$66,363 (+8.11%) Land $11,760 Building $54,603	$199,089 (+8.11%) Land $35,280 Building $163,809
2022		$61,385 Land $10,878 Building $50,507	$184,155 Land $32,634 Building $151,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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