1404 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1404 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.69 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2019)
Tax Bill	$4,007 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-25-277-055`

Property Details

APN / Parcel Number

Primary APN	`19-25-277-055`

Exterior

Architectural Style	Townhouse
Lot Area	3,000 sqft (0.69 acres)
Lot Dimensions	150 ft deep x 20 ft wide

Location & Zoning

Account Number	1925277055
Street Address	1404 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B - TOWNHOUSE PLAT OF LOT 214 SANDHURST UNIT 3
Legal Subdivision	SANDHURST UNIT 3
Legal Lot Number	B,214
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2015
Census Tract	2000

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1404 E ARNOLD ST, SANDWICH, IL 60548-1286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 12, 2019	Warranty Deed, Transfer · Conventional with PMI OLD SECOND NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	20192682
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1404 E ARNOLD ST, SANDWICH, IL 60548-1286
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000001396
Date	Feb 1, 2021
Instrument	2021001396

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 12, 2019
Property Address	1404 E ARNOLD ST, SANDWICH, IL 60548-1286
Document Number	0000002682
Instrument Date	Apr 1, 2019
Instrument	2682
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 SUZY ST SANDWICH IL 605489322, SANDWICH, IL 60548-9322

Mortgage

Document Number	2683
Date	Apr 12, 2019
Instrument	2683

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,211 (+22.25%) Land $13,690 Building $50,521	$192,633 (+22.25%) Land $41,070 Building $151,563
2024	$4,007.00
2023		$52,525 Land $11,199 Building $41,326	$157,575 Land $33,597 Building $123,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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