1421 Patton Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1421 Patton Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1950
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Feb 2014)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-155-016`

Property Details

APN / Parcel Number

Primary APN	`8913-36-155-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	324 sqft
Basement Area	720 sqft
Finished Basement	150 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1421 PATTON AVE
City	WATERLOO
State	IA
Zip	50702-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HEIGHTS LOT 14 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	RUSSELL HEIGHTS
Legal Block	5
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1421 PATTON AVE, WATERLOO, IA 50702-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Aug 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2014 · Amount on Record
Deed Sale	Feb 24, 2014 · Amount on Record
Deed Document Number	201415596
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1421 PATTON AVE, WATERLOO, IA 50702-3445
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	COUNTY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000135
Date	Jul 1, 2020
Instrument	202100000135

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1421 PATTON AVE, WATERLOO, IA 50702-3445
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 PATTON AVE, WATERLOO, IA 50702-3445

Mortgage

Document Number	202200018579
Date	Mar 23, 2022
Instrument	202200018579

Lender

Name	BANKIOWA
Type	Bank
Address	WATERLOO, IA 50703

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 3, 2022
Property Address	1421 PATTON AVE, WATERLOO, IA 50702-3445
Document Number	202300001969
Instrument Date	Jul 29, 2022
Instrument	202300001969
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$211.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	914 OREGON ST, WATERLOO, IA 50702-2509

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00 (+4.59%) Homeowner's exemption	$133,620 (+10.81%) Land $20,370 Building $113,250	$133,620 (+10.81%) Land $20,370 Building $113,250
2024	$2,394.00 (+25.08%)
2023		$120,590 (+25.58%) Land $20,370 Building $100,220	$120,590 (+25.58%) Land $20,370 Building $100,220
2022	$1,914.00 Homeowner's exemption	$96,030 Land $20,370 Building $75,660
2021			$96,030 Land $20,370 Building $75,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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