1420 Patton Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1420 Patton Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1950
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jun 2023)
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-157-003`

Property Details

APN / Parcel Number

Primary APN	`8913-36-157-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1420 PATTON AVE
City	WATERLOO
State	IA
Zip	50702-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HEIGHTS LOT 7 BLK 8
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	RUSSELL HEIGHTS
Legal Block	8
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1021
Census Tract	1000

Owner

1420 Patton Ave is owned and occupied by two individuals who bought it in June 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1420 PATTON AVE, WATERLOO, IA 50702-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Commercial Mortgage DENVER SAVINGS BANK
Aug 16, 2022	Land Contract, Transfer · Land Contract NOT AVAILABLE
Sep 2, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Mar 10, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Sep 2, 2021 · Amount on File
Deed Document Number	202317636
Prior Transfer Date	Jun 21, 2010
Prior Transfer Doc	0000024125
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 29, 2023
Property Address	1420 PATTON AVE, WATERLOO, IA 50702-3446
Document Number	202300017636
Instrument Date	May 11, 2023
Instrument	202300017636
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 PATTON AVE, WATERLOO, IA 50702-3446

Mortgage

Document Number	202300017637
Date	Jun 29, 2023
Instrument	202300017637

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

August 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 16, 2022
Property Address	1420 PATTON AVE, WATERLOO, IA 50702-3446
Document Number	202300002797
Instrument Date	Aug 11, 2022
Instrument	202300002797
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 PATTON AVE, WASHBURN, IA 50702-3446

Mortgage

Date	Aug 16, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

September 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 2, 2021
Property Address	1420 PATTON AVE, WATERLOO, IA 50702-3446
Document Number	202100004928
Instrument Date	Aug 26, 2021
Instrument	202100004928
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 PATTON AVE, WATERLOO, IA 50702-3446

Mortgage

Date	Sep 2, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

March 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 10, 2021
Property Address	1420 PATTON AVE, WATERLOO, IA 50702-3446
Document Number	202100018886
Instrument Date	Feb 19, 2021
Instrument	202100018886
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 381, DENVER, IA 50622-0381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 PATTON AVE, WASHBURN, IA 50702-3446

Mortgage

Date	Mar 10, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1420 Patton Ave was $2,844, up 4.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,844.00 (+4.1%)	$139,390 Land $20,370 Building $119,020	$139,390 Land $20,370 Building $119,020
2024	$2,732.00
2023		$125,890 (+47.34%) Land $20,370 Building $105,520	$125,890 Land $20,370 Building $105,520
2022	$1,876.00 (+2.74%)	$85,440 Land $16,010 Building $69,430
2021	$1,826.00		$85,440 Land $16,010 Building $69,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1420 Patton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Patton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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