1414 Patton Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1414 Patton Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 840 sqft · built 1951
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Oct 2022)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-157-002`

Property Details

APN / Parcel Number

Primary APN	`8913-36-157-002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	350 sqft
Unfinished Basement	840 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1414 PATTON AVE
City	WATERLOO
State	IA
Zip	50702-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HEIGHTS LOT 8 BLK 8
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	RUSSELL HEIGHTS
Legal Block	8
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1021
Census Tract	1000

Owner

1414 Patton Ave is owned and occupied by an individual who bought it in October 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1414 PATTON AVE, WATERLOO, IA 50702-3446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Oct 29, 2021	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2022 · Amount on File
Deed Sale	Oct 29, 2022 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	20229200
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 21, 2026
Property Address	1414 PATTON AVE, WATERLOO, IA 50702-3446
Document Number	0000010914
Instrument Date	Jul 16, 2026
Instrument	202610914
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 PATTON AVE, WATERLOO, IA 50702-3446

Mortgage

Document Number	0000010914,
Date	Jul 21, 2026
Instrument	202610914

Lender

Name	FARMERS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2041

Interest

Rate	6.13%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 11, 2022
Property Address	1414 PATTON AVE, WATERLOO, IA 50702-3446
Document Number	202200018027
Instrument Date	Mar 11, 2022
Instrument	202200018027
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 PATTON AVE, WATERLOO, IA 50702-3446

Mortgage

Document Number	202200018028
Date	Mar 11, 2022
Instrument	202200018028

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 29, 2021
Property Address	1414 PATTON AVE, WATERLOO, IA 50702-3446
Document Number	202200009200
Instrument Date	Oct 28, 2021
Instrument	202200009200
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$101.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 NEWELL ST, WATERLOO, IA 50707-4104

Mortgage

Document Number	202200009201
Date	Oct 29, 2021
Instrument	202200009201

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1414 Patton Ave was $2,606 with a homeowner's exemption, up 3.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 (+3.49%) Homeowner's exemption	$138,570 Land $20,370 Building $118,200	$138,570 Land $20,370 Building $118,200
2024	$2,518.00
2023		$126,280 (+41.36%) Land $20,370 Building $105,910	$126,280 Land $20,370 Building $105,910
2022	$1,766.00	$89,330 Land $20,370 Building $68,960
2021			$89,330 Land $20,370 Building $68,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 Patton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 Patton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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