Albemarle County property record for 1420 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,468 sqft Finished Area |
| Lot Size | 14,026 sqft (0.322 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2022) |
| Tax Bill | $4,544.00 (2026) |
| Primary APN | 090C0-00-00-07500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,468 sqft Finished Area |
| Basement Area | 894 sqft Basement |
| Unfinished Basement | 894 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Parquet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 14,026 sqft (0.322 acres) |
| Deck Area | 192 sqft Deck |
|---|---|
| Patio Area | 184 sqft Patio |
| Porch Area | 292 sqft Porch |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1420 GRAY STONE CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8791 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK 2 75 PH-1 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 090C0-00-00-07500
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Aug 30, 2021 | Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Prior Sale | Aug 30, 2021 · Amount on Record |
| Deed Doc Number | 20228448 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 12, 2022 |
| Property Address | 1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791 |
| Document Number | 202200008448 |
| Map Reference | MB 974 PG 358 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 202200008448 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791 |
| Document Number | 202200008449 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 202200008449 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 30, 2021 |
| Property Address | 1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791 |
| Document Number | 5600/624 |
| Book / Page | 5600 / 624 |
| Map Reference | MB 974 PG 358 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021-00015016 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791 |
| Document Number | 202100015017 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-00015017 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,544.00 (+9.73%) | $508,300 (+9.74%) Land $200,000 Building $308,300 | $508,300 (+9.74%) Land $200,000 Building $308,300 |
| 2025 | $4,141.00 (+14.8%) | $463,200 (+9.66%) Land $144,000 Building $319,200 | $463,200 (+9.66%) Land $144,000 Building $319,200 |
| 2023 | $3,607.00 | $422,400 Land $144,000 Building $278,400 | $422,400 Land $144,000 Building $278,400 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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