1420 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1420 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,468 sqft Finished Area
Lot Size14,026 sqft (0.322 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2022)
Tax Bill$4,544.00 (2026)

Property Details

APN / Parcel Number

Primary APN090C0-00-00-07500
Alternative APN
  • 36868

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,468 sqft Finished Area
Basement Area894 sqft Basement
Unfinished Basement894 sqft Unfinished
Stories2 Stories
Primary FlooringParquet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area14,026 sqft (0.322 acres)

Exterior Amenities

Deck Area192 sqft Deck
Patio Area184 sqft Patio
Porch Area292 sqft Porch
ViewProximity to Airport View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1420 GRAY STONE CT
CityCHARLOTTESVILLE
StateVA
Zip22902-8791
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK 2 75 PH-1
Legal SubdivisionMILL CREEK
JurisdictionALBEMARLE VA
Minor Civil DivisionSCOTTSVILLE
Census Blockgroup2
Census Block2006
Census Tract11303

Owner

Source: Albemarle County records · APN 090C0-00-00-07500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Deed, Transfer · Conventional Mortgage
ALLIED MORTGAGE GROUP INC
Aug 30, 2021Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleAug 30, 2021 · Amount on Record
Deed Doc Number20228448
Record RefreshedSep 20, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJul 12, 2022
Property Address1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791
Document Number202200008448
Map ReferenceMB 974 PG 358
Instrument DateJun 30, 2022
Instrument202200008448
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791

Mortgage

Document Number202200008449
DateJul 12, 2022
Instrument202200008449
Lender
NameALLIED MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateAug 30, 2021
Property Address1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791
Document Number5600/624
Book / Page5600 / 624
Map ReferenceMB 974 PG 358
Instrument DateAug 24, 2021
Instrument2021-00015016
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8791

Mortgage

Document Number202100015017
DateAug 30, 2021
Instrument2021-00015017
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,544.00 (+9.73%)$508,300 (+9.74%) Land $200,000 Building $308,300$508,300 (+9.74%) Land $200,000 Building $308,300
2025$4,141.00 (+14.8%)$463,200 (+9.66%) Land $144,000 Building $319,200$463,200 (+9.66%) Land $144,000 Building $319,200
2023$3,607.00$422,400 Land $144,000 Building $278,400$422,400 Land $144,000 Building $278,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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