1401 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1401 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1988
Square Footage1,752 sqft Finished Area
Lot Size16,117 sqft (0.37 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2024)
Tax Bill$4,178.00 (2026)

Property Details

APN / Parcel Number

Primary APN090C0-00-00-04500
Alternative APN
  • 36838

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,752 sqft Finished Area
Stories1 Stories
Primary FlooringParquet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area16,117 sqft (0.37 acres)
Patio Area112 sqft Patio
Porch Area40 sqft Porch
ViewProximity to Airport View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1401 GRAY STONE CT
CityCHARLOTTESVILLE
StateVA
Zip22902-8793
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK 2 45 PH-1
Legal SubdivisionMILL CREEK
JurisdictionALBEMARLE VA
Minor Civil DivisionSCOTTSVILLE
Census Blockgroup2
Census Block2006
Census Tract11303

Owner

Source: Albemarle County records · APN 090C0-00-00-04500

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1401 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Deed Doc Number20243704
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1401 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Transaction TypeMortgage
Record UpdatedJun 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200006385
DateMay 26, 2022
Instrument202200006385
Lender
NameUNIVERSITY OF VIRGINIA COMMUNITY CU
TypeCredit Union
AddressCHARLOTTESVILLE, VA 22901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,178.00 (+1.43%)$508,800 (+23.77%) Land $200,000 Building $308,800$508,800 (+23.77%) Land $200,000 Building $308,800
2025$4,119.00
2023$411,100 Land $144,000 Building $267,100$411,100 Land $144,000 Building $267,100

Flood & Wildfire

1401 Gray Stone Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gray Stone Ct

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