1435 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1435 Gray Stone Ct, Charlottesville, VA 22902 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1988
Square Footage	1,793 sqft Finished Area
Lot Size	15,464 sqft (0.355 acres)
Last Sale	$492,500 (2024)
Tax Bill	$4,853.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`090C0-00-00-05000`
Alternative APN	`36843`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,793 sqft Finished Area
Stories	1 Stories
Primary Flooring	Parquet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	15,464 sqft (0.355 acres)
Shed	1 Shed
Shed Area	84 sqft Shed
Porch Area	300 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1435 GRAY STONE CT
City	CHARLOTTESVILLE
State	VA
Zip	22902-8793
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL CREEK 2 50 PH-1
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SCOTTSVILLE
Census Blockgroup	2
Census Block	2006
Census Tract	11303

Owner

Source: Albemarle County records · APN 090C0-00-00-05000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7362 SE 12TH CIR, OCALA, FL 34480-6650
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2024	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 16, 2019	Grant Deed, Transfer · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2024 · Amount on Record
Deed Sale	Mar 01, 2024 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Doc Number	20241536
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	4108/262
Record Refreshed	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 01, 2024
Property Address	1435 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Document Number	202400001536
Map Reference	MB 974 PG 358-365
Instrument Date	Feb 28, 2024
Instrument	202400001536
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$492.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 INGLECRESS DR, CHARLOTTESVILLE, VA 22901-8878

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1435 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Transaction Type	Mortgage
Record Updated	May 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5518/454
Date	Apr 13, 2021
Book Page	5518/454
Instrument	2021-00006449

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 16, 2019
Property Address	1435 GRAY STONE CT, CHARLOTTESVILLE, VA 22902-8793
Document Number	0000004690
Book / Page	005167 / 000031
Instrument Date	May 13, 2019
Instrument	4690
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1435 GRAY STONE CT CHARLOTTESVILLE VA 229028793, CHARLOTTESVILLE, VA 22902-8793

Mortgage

Document Number	4691
Date	May 16, 2019
Book Page	005167/000035
Instrument	4691

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,853.00 (+9.43%)	$542,800 (+9.41%) Land $200,000 Building $342,800	$542,800 (+9.41%) Land $200,000 Building $342,800
2025	$4,435.00 (+22.18%)	$496,100 (+16.7%) Land $144,000 Building $352,100	$496,100 (+16.7%) Land $144,000 Building $352,100
2023	$3,630.00	$425,100 Land $144,000 Building $281,100	$425,100 Land $144,000 Building $281,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

1435 Gray Stone Ct, Charlottesville, VA 22902 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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